Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Los Angeles, CA metro
- 3.00%APY$927 over 36 months on $10,000
Requirements
Offer: Dividends paid monthly (rate) or annually and at maturity (APY).
2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 60-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Not listed on the main CD rates landing page.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
Rate checked
More details - Mattel FCUTerm Share Certificate AccountsCD · 6 months · $1,000 min · 2.94%–3.14% by balance
Credit union · 1 branch
2.94%APY$146 over 6 months on $10,000Requirements
Product: A substantial penalty will or may be imposed for early withdrawal with a minimum of $90.
2.90% interest rate
Rate by balance
Rate by balance for Term Share Certificate Accounts Balance APY $1,000 and upYour amount 2.94% $25,000 and up 3.04% $50,000 and up 3.14% Rate checked
More details - CalCom Federal Credit UnionTerm Share Certificate AccountsCD · 6 months · $1,000 min · 2.94%–3.14% by balance
Credit union · 4 branches
2.94%APY$146 over 6 months on $10,000Requirements
Product: A penalty of 90 days interest will be imposed for early withdrawal with a minimum of $90 and no maximum.
2.90% interest rate
Rate by balance
Rate by balance for Term Share Certificate Accounts Balance APY $1,000 and upYour amount 2.94% $25,000 and up 3.04% $50,000 and up 3.14% Rate checked
More details - 2.89%APY$289 over 1 year on $10,000
Requirements
Product: Fixed-rate account. Dividends compounded and credited monthly, calculated using the average daily balance method. Stated rate paid until maturity.
Offer: Fixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY.
2.85% interest rate · Effective Sep 25, 2026
Rate checked
More details - First Financial Credit UnionRelationship Share CertificateCD · 12 months · $500 min
Credit union · 4 branches
2.85%APY$285 over 1 year on $10,000with conditionsRequirements
Product: Must have an FFCU Checking Account and Online Banking to open and earn additional dividends. Qualifying relationship products/services under the same account number increase dividend yield up to a maximum of 4 electives (categories: active debit cards, credit cards, SuperSavers, IRAs, Auto Loans, and Real Estate Loans).
Offer: +4 relationship products. Dividends paid annually and at maturity.
Qualified rate · 2.85% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.80%APY$568 over 24 months on $10,000
Requirements
Product: Dividends compounded monthly. Deposits federally insured up to $250,000.
2.76% interest rate · Compounded monthly · Effective Mar 1, 2026
Rate checked
More details - Nikkei Credit UnionTerm Share Certificate AccountsCD · 6 months · $1,000 min · 2.78%–2.99% by balance
Credit union · 2 branches
2.78%APY$138 over 6 months on $10,000Requirements
Product: All rates are based on account balance. Withdrawals may not reduce to less than 50% of the original balance.
2.75% interest rate
Rate by balance
Rate by balance for Term Share Certificate Accounts Balance APY $1,000 and upYour amount 2.78% $25,000 and up 2.89% $50,000 and up 2.99% Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
Rate checked
More details - First Financial Credit UnionAloha Share CertificateCD · 12 months · $2,500 min
Credit union · 4 branches
2.75%APY$275 over 1 year on $10,000with conditionsRequirements
Product: Must be opened with new money only (funds from non-First Financial sources/outside bank accounts) and require an active Checking account with Online Banking.
Offer: New money only; active Checking account with Online Banking required. Dividends paid annually and at maturity.
Qualified rate · 2.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Gain Federal Credit UnionBump CertificateCD · 30 months · $1,000 min · 2.75%–3.50% by balance
Credit union · 2 branches
2.75%APY$702 over 30 months on $10,000intro rateRequirements
Product: Gives member a one-time option to increase rate during the term to a higher rate when credit union rates increase on corresponding term and balance tier upon oral or written request.
Promotional rate · 2.72% interest rate · Effective May 8, 2023
Rate by balance
Rate by balance for Bump Certificate Balance APY $1,000 and upYour amount 2.75% $25,000 and up 3.00% $50,000 and up 3.50% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.50%APY$506 over 24 months on $10,000
Requirements
Product: Two additional deposits and two withdrawals allowed penalty-free per 12-month period. Additional deposits must be a minimum of $500 and not exceed initial deposit amount. Balance after withdrawals cannot fall below minimum balance.
2.47% interest rate · Effective May 8, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Los Angeles, CA metro
1,194 CDs at 122 banks and credit unions · checked Oct 16–23
- Typical
- 3.10%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches