Credit union · NCUA insured
CalCom Federal Credit Union
A $82.6M credit union headquartered in Long Beach, CA, with 6,868 members and 4 branches in California. Best rates: CDs 3.35% and savings 0.10% APY.
CalCom Federal Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#120 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CalCom Federal Credit Union
Founded in 1968 to serve employees and families of Little Company of Mary Hospital in Torrance, CalCom Federal Credit Union is headquartered in Long Beach, California.
The member-owned credit union expanded across the South Bay as South Bay Health Services FCU before adopting its current name following several credit union mergers.
- Headquarters
- 3748 Bayer Ave Ste 104, Long Beach, CA 90808-1884
- NCUA charter
- 18623
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members/students of participating Select Employee Groups and affiliated organizations are eligible for membership.
Family and household
- Individuals who have a family or household member already part of CalCom Federal Credit Union are eligible for membership.
Other ways
- Individuals can qualify for membership by making a donation of as small as $10 to the Downey Rose Float Foundation.
Cost to join
- A minimum donation of $10 to the Downey Rose Float Foundation qualifies individuals for membership.
Branches
4 branches in California
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California
4 branches
- Long Beach OfficeMain office3748 Bayer Ave Ste 104, Long Beach, CA 90808Directions
- Downey (City Hall)11111 Brookshire Ave, Downey, CA 90241Directions
- Pomona1880 N Garey Ave Ste A, Pomona, CA 91767Directions
- Torrance3400 Torrance Blvd, Torrance, CA 90503Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.71% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio16.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CalCom Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.