Credit union · NCUA insured
CalCom Federal Credit Union CD Rates
CalCom Federal Credit Union’s best CD rate is 3.35% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How CalCom Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where CalCom Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CalCom Federal Credit Union
2.94%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $146
Term Share Certificate Accounts
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
CalCom Federal Credit Union CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo2.94%
- 9–15 months9–15 mo2.94%
- 16–30 months16–30 mo2.84%
- 31–60 months31–60 mo2.84%
- QualifiedQualified2.94%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CalCom Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Term Share Certificate Accounts
Up to 3.35%APY · 4 terms
A penalty of 90 days interest will be imposed for early withdrawal with a minimum of $90 and no maximum.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | — |
| 12 months | 3.35% | — |
| 24 months | 3.25% | — |
| 36 months | 3.25% | — |
Sources (1)
- calcom.org/rates · captured Sep 16, 2026
Flex Term Share Certificate Accounts
Up to 3.14%APY · 1 term
Includes 2 withdrawals. Withdrawals may not reduce to less than 50% of the original balance. Early withdrawal penalty of 90 days interest (minimum $90, no maximum) applies otherwise.
| Term | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months12 months with 2 withdrawals; withdrawals may not reduce to less than 50% of the original balance | 2.94% | 3.14% | —2.94% from $50k3.14% from $100k | — |
Sources (1)
- calcom.org/rates · captured Sep 16, 2026
Term Share Certificate Accounts
Up to 2.94%APY · 4 terms
A penalty of 90 days interest will be imposed for early withdrawal with a minimum of $90 and no maximum.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.94% | 3.04% | 3.14% | 2.94%3.04% from $25k3.14% from $50k | $146 |
| 12 months | 2.94% | 3.04% | 3.14% | 2.94%3.04% from $25k3.14% from $50k | $294 |
| 24 months | 2.84% | 2.94% | 3.04% | 2.84%2.94% from $25k3.04% from $50k | $576 |
| 36 months | 2.84% | 2.94% | 3.04% | 2.84%2.94% from $25k3.04% from $50k | $876 |
Sources (1)
- calcom.org/rates · captured Sep 16, 2026
Who can join CalCom Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members/students of participating Select Employee Groups and affiliated organizations are eligible for membership.
Family and household
- Individuals who have a family or household member already part of CalCom Federal Credit Union are eligible for membership.
Other ways
- Individuals can qualify for membership by making a donation of as small as $10 to the Downey Rose Float Foundation.
Cost to join
- A minimum donation of $10 to the Downey Rose Float Foundation qualifies individuals for membership.
Membership information collected October 5, 2026.