Credit union · NCUA insured
Mattel FCU CD Rates
Mattel FCU’s best CD rate is 3.35% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Mattel FCU’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Mattel FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mattel FCU
2.94%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $146
Term Share Certificate Accounts
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Mattel FCU CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo2.94%
- 9–15 months9–15 mo2.94%
- 16–30 months16–30 mo2.84%
- 31–60 months31–60 mo2.84%
- QualifiedQualified2.94%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mattel FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Term Share Certificate Accounts
Up to 3.35%APY · 4 terms
A substantial penalty will or may be imposed for early withdrawal with a minimum of $90.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | — |
| 12 months | 3.35% | — |
| 24 months | 3.25% | — |
| 36 months | 3.25% | — |
Sources (1)
- mattelfcu.org/rates · captured Sep 16, 2026
Flex Term Share Certificate Accounts
Up to 3.14%APY · 1 term
Withdrawals may not reduce to less than 50% of the original balance. A substantial penalty will or may be imposed for early withdrawal with a minimum of $90.
| Term | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsWith 2 withdrawals | 2.94% | 3.14% | —2.94% from $50k3.14% from $100k | — |
Sources (1)
- mattelfcu.org/rates · captured Sep 16, 2026
Term Share Certificate Accounts
Up to 2.94%APY · 4 terms
A substantial penalty will or may be imposed for early withdrawal with a minimum of $90.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.94% | 3.04% | 3.14% | 2.94%3.04% from $25k3.14% from $50k | $146 |
| 12 months | 2.94% | 3.04% | 3.14% | 2.94%3.04% from $25k3.14% from $50k | $294 |
| 24 months | 2.84% | 2.94% | 3.04% | 2.84%2.94% from $25k3.04% from $50k | $576 |
| 36 months | 2.84% | 2.94% | 3.04% | 2.84%2.94% from $25k3.04% from $50k | $876 |
Who can join Mattel FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Mattel, Fisher-Price, and American Girl are eligible for membership.
Family and household
- Household members and family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) of a Mattel Federal Credit Union member in good standing are eligible for membership.
Other ways
- Qualify for membership with a donation of as small as $10 to the Downey Rose Float Foundation.
Cost to join
- A donation as small as $10 to the Downey Rose Float Foundation is required for the community support eligibility path.
Membership information collected October 5, 2026.