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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Kokomo, IN metro

  1. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  2. First Farmers Bank & Trust19 Month CDCD · 19 months · $1,000 min

    Bank · 6 branches

    4.25%APY$681 over 19 months on $10,000with conditions
  3. Top Carrot, Carrot Score 87
    Security Federal Savings BankPersonal CD SpecialsCD · 15 months · $500 min

    Bank · 2 branches

    4.11%APY$516 over 15 months on $10,000
  4. Indiana Heartland FCUSpecial Share CertificateCD · 8 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$271 over 8 months on $10,000intro rate
  5. Horizon BankCertificate of DepositCD · 7 months · $5,000 min

    Bank · 1 branch

    4.05%APY$234 over 7 months on $10,000intro rate
  6. Financial BuildersBump Special CDCD · 13 months

    Credit union · 1 branch

    4.05%APY$439 over 13 months on $10,000
  7. Financial BuildersFlex Special CDCD · 13 months · $500 min

    Credit union · 1 branch

    4.05%APY$439 over 13 months on $10,000
  8. Solidarity Community Credit UnionCertificatesCD · 5 months · $500 min

    Credit union · 2 branches

    3.90%APY$161 over 5 months on $10,000intro rate
  9. Encompass Credit UnionCertificates of DepositsCD · 6 months · $500 min

    Credit union · 1 branch

    3.82%APY$189 over 6 months on $10,000
  10. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 1 branch

    3.75%APY$375 over 1 year on $10,000with conditions
  11. STAR Financial BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 2 branches

    3.75%APY$471 over 15 months on $10,000with conditions
  12. First Farmers Bank & Trust11-Month Flex CDCD · 11 months · $1,000 min

    Bank · 6 branches

    3.55%APY$325 over 11 months on $10,000with conditions
  13. Top Carrot, Carrot Score 97
    Haynes Community FCUShare CertificateCD · 24 months

    Credit union · 1 branch

    3.50%APY$712 over 24 months on $10,000
  14. Indiana Heartland FCUShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.25%APY$1,734 over 60 months on $10,000
  15. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 4 branches

    3.00%APY$1,564 over 59 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kokomo, IN metro

111 CDs at 13 banks and credit unions · checked Oct 15–22

Typical
2.75%
Top 10% from
3.90%
Banks, typical
2.50%
Credit unions, typical
2.78%

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Kokomo, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Haynes Community FCUCredit union · 1 branch
  2. Security Federal Savings BankBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate