Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Greenville, SC metro
- South Carolina Federal Credit UnionPremium Share CertificateCD · 60 months · $500 min
Credit union · 5 branches
4.10%APY$2,225 over 60 months on $10,000with conditionsRequirements
Product: Only available with Premium Checking account. $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
Offer: Only available with Premium Checking account.
Qualified rate · 4.03% interest rate · Effective Dec 30, 2025
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - MTC Federal Credit UnionShare Certificates PlusCD · 60 months · $10,000 min
Credit union · 5 branches
4.01%APY$2,172 over 60 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.95% interest rate
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Range of terms available from 3 to 60 months. No opening or maintenance fees. Dividend period, compounding and crediting are quarterly. Rates are variable/determined weekly and dividend rate is fixed for the term after opening. A penalty may be imposed for early withdrawals, excluding earned dividends.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - South Carolina Federal Credit UnionRegular Share CertificateCD · 60 months · $500 min
Credit union · 5 branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
3.93% interest rate · Effective Dec 30, 2025
Rate checked
More details - 3.90%APY$324 over 10 months on $10,000
Requirements
Product: Minimum deposit for most certificates is $500 ($100 for 12 Month Accumulator). Preferred rates require eStatements (and direct deposit of net pay / at least $500/month for standard terms). Dividends are compounded daily and credited monthly.
Offer: Preferred APY includes a 0.10% premium. Enrollment/activation of eStatements is required to receive this premium. APY will decrease if eStatements are discontinued.
Compounded daily · Effective Oct 3, 2026
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More details - 3.85%APY$385 over 1 year on $10,000
Requirements
Product: Minimum balance required to open and obtain the stated APY. Rates and APYs are subject to change at any time after account opening. Early withdrawal penalties may apply.
Offer: Compounded quarterly. Early withdrawal penalties may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Greenville Heritage Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min · 3.82%–4.34% by balance
Credit union · 3 branches
3.82%APY$189 over 6 months on $10,000intro rateRequirements
Product: Dividends are calculated by the daily balance method and are compounded and credited monthly. A membership share with a par value of $5.00 is required. Substantial penalty for early withdrawal.
Offer: Dividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end.
Promotional rate · 3.75% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,001Your amount 3.82% $50,001 – $100,001 4.08% $100,001 and up 4.34% Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - 3.80%APY$284 over 9 months on $10,000intro rate
Requirements
Product: Minimum balance required to open and obtain the stated APY. Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Peach State Federal Credit UnionTerm Share Certificate (or CD)CD · 12 months · $1,000 min
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term after opening. Fees could reduce earnings.
3.69% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greenville, SC metro
405 CDs at 34 banks and credit unions · checked Oct 6–22
- Typical
- 2.55%
- Top 10% from
- 4.00%
- Banks, typical
- 1.08%
- Credit unions, typical
- 3.50%
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Greenville, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- Greenville Heritage Federal Credit UnionCredit union · 3 branches
- CPM Federal Credit UnionCredit union · 3 branches