Credit union · NCUA insured
Greenville Heritage Federal Credit Union CD Rates
Top CarrotGreenville Heritage Federal Credit Union’s best CD rate is 4.34% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Greenville Heritage Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Greenville, SC, where Greenville Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greenville Heritage Federal Credit Union
3.82%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $189
Term Share Certificates
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Greenville Heritage Federal Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greenville Heritage Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.82%APY · 8 terms
Dividends are calculated by the daily balance method and are compounded and credited monthly. A membership share with a par value of $5.00 is required. Substantial penalty for early withdrawal.
| Term | APY · $1,000 – $50,001 | APY · $50,001 – $100,001 | APY · $100,001 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 3.82% | 4.08% | 4.34% | 3.82%4.08% $50k–$100k4.34% from $100k | $189 |
| 12 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 3.56% | 3.82% | 4.08% | 3.56%3.82% $50k–$100k4.08% from $100k | $356 |
| 18 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.79% | 3.05% | 3.30% | 2.79%3.05% $50k–$100k3.30% from $100k | $421 |
| 24 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.79% | 3.05% | 3.30% | 2.79%3.05% $50k–$100k3.30% from $100k | $566 |
| 30 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.79% | 3.05% | 3.30% | 2.79%3.05% $50k–$100k3.30% from $100k | $712 |
| 36 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.53% | 2.79% | 3.05% | 2.53%2.79% $50k–$100k3.05% from $100k | $778 |
| 48 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.02% | 2.28% | 2.53% | 2.02%2.28% $50k–$100k2.53% from $100k | $833 |
| 60 monthsDividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end | 2.02% | 2.28% | 2.53% | 2.02%2.28% $50k–$100k2.53% from $100k | $1,052 |
Sources (2)
All captured Sep 19, 2026
Who can join Greenville Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Greenville County.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- There is no fee to join, requiring only opening a savings account with a minimum deposit of $5.
Membership information collected October 4, 2026.