Credit union · NCUA insured
Peach State Federal Credit Union CD Rates
Top CarrotPeach State Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Peach State Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Peach State Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Peach State Federal Credit Union
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $375
Term Share Certificate (or CD)
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Peach State Federal Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.15%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peach State Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate (or CD)
Up to 3.75%APY · 6 terms
Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term after opening. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.75% | $375 |
| 24 months | 3.35% | $681 |
| 36 months | 3.00% | $927 |
| 48 months | 3.10% | $1,299 |
| 60 months | 3.15% | $1,677 |
Sources (1)
- peachstatefcu.org/cd-certificate-of-deposit · captured Oct 5, 2026
Freedom Term Share Certificate (or CD)
3.65%APY · 1 term
Early withdrawal penalty applies: 30 days' dividends for terms of 6 to 12 months. After certificate is opened, dividend rate is fixed for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.65% | $365 |
Sources (1)
- peachstatefcu.org/cd-certificate-of-deposit · captured Oct 5, 2026
Special-purpose accounts
Advantage Share Certificate
Up to 3.90%APY · 2 terms
IRA Certificate paying monthly dividend. Minimum $1,000 required to set up a share certificate. Rates may change after account is opened.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.90% | $390 |
| 60 months | 3.40% | $1,820 |
Sources (1)
- peachstatefcu.org/ira-individual-retirement-account · captured Oct 5, 2026
Closed to new customers
Loyalty Term Share Certificate (or CD)
Up to 3.90%APY · 5 terms
Requires 5 years of membership. Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires 5 years of membership | 3.90% | $390 |
| 24 monthsRequires 5 years of membership | 3.50% | $712 |
| 36 monthsRequires 5 years of membership | 3.20% | $991 |
| 48 monthsRequires 5 years of membership | 3.30% | $1,387 |
| 60 months5 Years term | 3.40% | $1,820 |
Sources (1)
- peachstatefcu.org/cd-certificate-of-deposit · captured Oct 5, 2026
Who can join Peach State Federal Credit Union
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