Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 21 in Greenville, SC metro · median 13.50% APR
- 7.00%APRas low as
Terms
Ongoing variable APR equal to the Prime Rate without added margins. Applies to purchases, balance transfers, and cash advances.
Credit card score 92 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
APR as low as 8.95%. Rate based on creditworthiness. Credit score: Excellent. Credit lines up to $25,000. Annual fee: None. Cash advance fee: None. Balance transfer fee: None.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.90% APR based on approved credit. Fixed interest rate. 25-day grace period.
Credit card score 84 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90% APR rate requires a minimum limit of $5,000. Rates based on approved credit rating, member qualifications, and creditworthiness. No annual fee. No balance transfer fee.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed APR. No annual fee, no balance transfer fee, no cash advance fee. Subject to creditworthiness.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Fixed APR ranging from 10.99% to 16.99% based on creditworthiness. No annual or balance transfer fees.
Credit card score 77 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - Family Trust Federal Credit UnionTraditional Visa Credit Card · No annual fee
Credit union · 1 branch
12.70%APRas low as · up to 18.15%12.70% APR, up to 18.15%
Terms
Standard variable APR based on Prime Rate; assigned upon approval based on creditworthiness. Minimum credit limit is $500.
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Quarterly variable rate tier. No annual fee. Subject to credit approval.
Credit card score 69 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 13.40%APRas low as · up to 23.40%
13.40% APR, up to 23.40%
Terms
After 6 months, a variable 13.40 – 23.40% APR will apply.
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches - Carolinas Telco Federal Credit UnionVisa Platinum Low Rate Credit Card · No annual fee
Credit union · 1 branch
13.50%APRas low asTerms
APR as low as 13.50%, varying based on creditworthiness up to 18.00%. No annual fee. Terms may vary.
Credit card score 65 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APRs for purchase/balance transfers as low as 13.74% (Prime + 6.99%). Ongoing variable APR ranging from 13.74% to 17.99% based on creditworthiness.
Credit card score 63 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Greenville, SC metro
21 banks and credit unions · checked Oct 16–22
- Typical
- 13.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 16.74%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Greenville, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- Greenville Heritage Federal Credit UnionCredit union · 3 branches
- CPM Federal Credit UnionCredit union · 3 branches