Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Dallas, TX metro
- 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.04%APY$304 over 1 year on $10,000
Requirements
Product: Term Share Rates are locked in for the stated term. Term Share interest is credited monthly. New or renewing Term Share Account rates are subject to change at any time based on market conditions.
3.00% interest rate · Effective Jul 28, 2025
Rate checked
More details - Mount Olive Baptist Church Federal Credit UnionInvestment Certificate AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.04%APY$304 over 1 year on $10,000Requirements
Product: Member must have a Share Savings Account in good standing and no delinquent loans. Opening funds must be new funds from a source other than current MOBC FCU funds on deposit. Dividends post quarterly to share savings account on the last day of the quarter.
Offer: Early withdrawal penalty is 90 days of dividends; 10 calendar-day grace period after automatic renewal to close or withdraw without penalty.
3.00% interest rate
Rate checked
More details - American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min
Credit union · 15 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.
Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.
3.00% interest rate · Balance cap $50,000 · Effective Oct 1, 2024
Rate checked
More details - Texas Health Credit UnionCertificates of DepositCD · 12 months · $1,000 min · 3.03%–3.54% by balance
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000Requirements
Offer: Dividends paid quarterly. Early withdrawal penalties may apply.
3.00% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $50,000Your amount 3.03% $50,000 and up 3.54% Rate checked
More details - The Local Federal Credit UnionShare Certificates Account (C.D.)CD · 6 months · $500 min
Credit union · 1 branch
3.00%APY$149 over 6 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. Early withdrawal penalty is 90 days dividends. Automatic renewal upon maturity with a 10-day grace period.
Effective Sep 30, 2026
Rate checked
More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$376 over 15 months on $10,000
Requirements
Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.
Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $500,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.95%APY$1,565 over 60 months on $10,000
Requirements
Product: Automatic renewal at prevailing rate. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Interest rate and APY may change after account opening.
Offer: 5 Year term.
2.95% interest rate
Rate checked
More details - 2.93%APY$1,225 over 48 months on $10,000
Requirements
Product: Fixed rate with option to bump up dividend rate by requesting a one-time rate increase during the maturity term to the prevailing rate for the same term. Dividends compounded and paid monthly. Early withdrawal penalty may apply.
2.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.90%APY$588 over 24 months on $10,000
Requirements
Product: Start with just $500; terms from 6 to 60 months; certificates automatically renew at maturity unless chosen to withdraw funds. Early withdrawal penalties apply to term certificates.
Offer: Minimum balance to earn stated rate is $500. Early withdrawal penalties apply.
2.86% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.88%APY$24 over 1 months on $10,000
Requirements
Product: Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.
Offer: 30 Day term.
2.85% interest rate
Rate checked
More details - Allied FCUSave to Win CertificateCD · 12 months · $0 min · 2.53%–2.79% by balance
Credit union · 3 branches
2.79%APY$279 over 1 year on $10,000Requirements
Product: 12-month tiered rate account.
Offer: Tiered rate account for balances $0 - $4,999.99.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Save to Win Certificate Balance APY Up to $5,000 2.53% $5,000 and upYour amount 2.79% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,073 CDs at 128 banks and credit unions · checked Oct 16–23
- Typical
- 3.21%
- Top 10% from
- 4.10%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches