Credit union · NCUA insured
My Credit Union
A $58.9M credit union headquartered in Haslet, TX, with 6,441 members and 6 branches in Texas. Best rates: CDs 3.04% and savings 0.25% APY.
My Credit Union Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#97 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About My Credit Union
- Headquarters
- 13016 Highway 287, Haslet, TX 76052-2618
- NCUA charter
- 68545
Branches
6 branches in Texas
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Texas
6 branches
Dallas area · 4
- HasletMain office13016 Highway 287, Haslet, TX 76052Directions
- Crowley301 E Main St, Crowley, TX 76036Directions
- Euless1014 N Industrial Blvd, Euless, TX 76039Directions
- Mineral Wells branch6201 Highway 180 E, Mineral Wells, TX 76067Directions
Canton area · 1
- Canton408 E State Highway 243, Canton, TX 75103Directions
Mineola area · 1
- Mineola415 W Broad St, Mineola, TX 75773Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.78% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio12.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.78%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of My Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.