Credit union · NCUA insured
My Credit Union CD Rates
My Credit Union’s best CD rate is 3.04% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How My Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where My Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
My Credit Union
3.04%APY
- Term
- 12 months
- Minimum
- $2,000
- Earns on $10,000
- $304
Term Share Accounts
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
My Credit Union CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo2.53%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where My Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Accounts
Up to 3.04%APY · 4 terms
Term Share Rates are locked in for the stated term. Term Share interest is credited monthly. New or renewing Term Share Account rates are subject to change at any time based on market conditions.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.27% | $113 |
| 12 months | 3.04% | $304 |
| 18 months | 2.53% | $382 |
| 24 months | 2.02% | $408 |
Sources (1)
- mycutx.com/Rates/Share-Rates.aspx · captured Sep 17, 2026
Who can join My Credit Union
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