Best CD rates and certificates

Requirements

Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.

Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.

Requirements

Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.

Offer: CD Special. Offers require new money - funds not on deposit at Civista. Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).

Requirements

Product: Minimum deposit $1000 for CDs. Available for a limited time. Interest compounded at term end if less than 6 months, otherwise compounded semi-annually. Penalty may be imposed for early withdrawal.

Offer: Interest compounded semi-annually. Available for a limited time. Penalty may be imposed for early withdrawal.

Requirements

Product: Minimum balance required to earn interest. A penalty may be imposed for early withdrawal. Interest calculated on a continuous basis and paid monthly or quarterly. Interest rates are variable rates. At our discretion, all rates are subject to change. Automatic renewal after 10-day grace period.

Requirements

Product: Public Funds ineligible for promotional CD rates.

Offer: Penalty: 6 Months. Public Funds ineligible for promotional CD rates.

Requirements

Product: Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps. Rates are subject to change. Please check with a Member Service Representative.

Offer: Platinum relationship tier

Requirements

Product: Must deposit a minimum of $1000.00 to open a certificate. Early withdrawal penalty applies. Rates subject to change monthly by the Board of Directors.

Requirements

Product: Rate and annual percentage yield is fixed for the term of the share certificate. Penalty for early withdrawal of principal: 180 days' dividends for terms less than 36 months, 365 days' dividends for terms equal to or greater than 36 months. Must allow earnings to be added to certificate balance to earn stated APY; withdrawal of monthly earnings will not allow earning stated APY.

Offer: Early withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY.

Requirements

Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may apply. Interest compounded and paid quarterly.

Requirements

Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.

Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.

Requirements

Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Additional deposits permitted.

Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Allows adding to certificate.

Requirements

Product: Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. $500.00 minimum deposit to open. Early withdrawal penalties may apply.

Offer: Promotional rates available for new money only (money not currently on deposit with the bank).

Requirements

Product: Rates are subject to change. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.

Offer: Platinum relationship tier

Requirements

Product: Minimum deposit $500. Penalties apply for early withdrawal.

Offer: Special 9-month rate.