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Credit union · NCUA insured

CINCINNATI EMPLOYEES CD Rates

CINCINNATI EMPLOYEES’s best CD rate is 4.00% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How CINCINNATI EMPLOYEES’s CD rates compare

Compared with banks and credit unions near Cincinnati, OH-KY-IN, where CINCINNATI EMPLOYEES has the most branches. $10,000, best rate first.

  • This credit union’s best

    CINCINNATI EMPLOYEES

    4.00%APY

    Term
    36 months
    Minimum
    $1,000
    Earns on $10,000
    $1,249

    Certificates of Deposit (Share Certificates)

  • Top rate

    Peoples Exchange Bank

    4.50%APY

    Term
    13 months
    Minimum
    —
    Earns on $10,000
    $488

    Peoples Exchange Bank rates

  • 2nd-highest rate

    Community Savings Bank

    4.50%APY

    Term
    36 months
    Minimum
    $5,000
    Earns on $10,000
    $1,412

    Community Savings Bank rates

Compare CD rates near you →

CINCINNATI EMPLOYEES CD score

84

CD score

Higher than 65% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.60%
  • 9–15 months9–15 mo3.55%
  • 16–30 months16–30 mo3.80%
  • 31–60 months31–60 mo4.00%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where CINCINNATI EMPLOYEES ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join CINCINNATI EMPLOYEES

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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