Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Chicago, IL-IN metro
- 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 3 Month.
3.70% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Must be opened with new money, not already on deposit with Old Second National Bank. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 7 month or 11 month term to receive stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made to the CD during the term. Fees could reduce earnings on the account. CD will automatically renew for a 7 month or 11 month fixed term at the rates and terms then in effect. 7 month and 11 month CDs not available for IRAs.
Offer: Must be opened with new money, not already on deposit with Old Second National Bank. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 7 month term to receive stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made during term. Fees could reduce earnings. CD will automatically renew for a 7 month fixed term. Not available for IRAs.
Promotional rate · 3.70% interest rate · Balance cap $1,000,000 · Effective Oct 6, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: New money (funds not on deposit with Centier Bank in the last 90 days).
Promotional rate · 3.68% interest rate · Effective Oct 13, 2026
Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Compounding frequency is quarterly. Substantial penalty for early withdrawal. Rates and APYs valid for new accounts opened on this date.
Offer: 8 Month CD Special. Compounding Frequency: Quarterly
Promotional rate · 3.70% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Offer is available for a limited time and is subject to change or end at any time. Rates are fixed at time of deposit. A penalty may be imposed when a portion of the principal is withdrawn prior to maturity. Fees could reduce earnings.
Promotional rate · 3.70% interest rate · Effective Sep 24, 2026
Rate checked
More details - Prairie Community BankCertificates of Deposit Promotional RatesCD · 13 months · $1,000 min
Bank · 4 branches
3.75%APY$407 over 13 months on $10,000intro rateRequirements
Product: Promotional rates for Certificates of Deposit. Automatically renewable at maturity. 10-day grace period following maturity to withdraw without penalty. Early withdrawal penalty applies.
Offer: Promotional rate. Early withdrawal penalty applies.
Promotional rate · 3.70% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.75%APY$439 over 14 months on $10,000intro rate
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
Promotional rate · 3.70% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 18-Month term.
Rate checked
More details - 3.75%APY$731 over 23 months on $10,000
Requirements
Product: Individual Retirement Accounts (IRAs) do not qualify for these rates.
Offer: Individual Retirement Accounts (IRAs) do not qualify for these rates.
3.70% interest rate · Effective Jul 24, 2026
Rate checked
More details - First Trust Credit UnionShare Certificates (CDs)CD · 60 months · $10,000 min
Credit union · 2 branches
3.75%APY$2,021 over 60 months on $10,000Effective Oct 5, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000intro rate
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal. The CD specials may renew into different lengths of maturity upon renewal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 3 Month. May renew into different lengths of maturity upon renewal.
Promotional rate · 3.65% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 3.70%APY$214 over 7 months on $10,000intro rate
Requirements
Product: Must be 18 years of age to open. Penalty will be assessed for early withdrawal.
Offer: 7 Month Promo. Automatically renewed for 182 days (6 months) on maturity date. Daily Minimum Ledger Balance to earn APY is $1,000.00.
Promotional rate · 3.67% interest rate · Effective Dec 11, 2025
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000intro rate
Requirements
Product: Apply at a CIBC US Banking Center. Maximum deposit $1,000,000. Penalty may be imposed for early withdrawal. At maturity, the 13-month CD automatically renews as a 12-month CD.
Offer: In-branch rate special; limited time offer
Promotional rate
Rate checked
More details - 3.67%APY$182 over 6 months on $10,000
Requirements
Product: Dividends calculated daily, paid quarterly. Available terms: 3 to 60 months.
3.60% interest rate · Effective Jun 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Chicago, IL-IN metro
1,353 CDs at 144 banks and credit unions · checked Oct 15–22
- Typical
- 2.27%
- Top 10% from
- 4.05%
- Banks, typical
- 1.68%
- Credit unions, typical
- 2.84%
Is your bank paying you enough?
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches