Best CD rates and certificates

Requirements

Offer: Deposit Special

Requirements

Product: Available to both new and existing members. New money only; only funds not currently on deposit with REGIONAL are eligible. Funds withdrawn and re-deposited within 30 days of the new certificate open date do not qualify as new money. Early withdrawal penalty may be imposed. Fees may reduce earnings. Membership eligibility requirements apply.

Offer: New money only. Available to new and existing members. Funds withdrawn and re-deposited within 30 days of open date do not qualify.

Requirements

Product: The minimum deposit to open a CD is $500. There is a penalty for early withdrawal, and fees could reduce both earnings and principle on the account.

Offer: Limited time promotional rate; maximum deposit of $50,000 per member; penalty for early withdrawal.

Requirements

Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.

Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.

Requirements

Product: FDIC-insured. Minimum opening deposit is generally $500. Early withdrawal penalty applies.

Offer: Limited-time offer. Must be opened with money not currently on deposit at Horizon Bank. Automatically renews to a 6-month fixed-rate CD. Penalty for early withdrawal.

Requirements

Product: Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Must be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY.

Requirements

Product: Quarterly compounding. Limited time offer which may be withdrawn at any time and cannot be combined with other offers. Penalty for early withdrawal may reduce account earnings. Assumes interest remains on deposit until maturity.

Offer: Upon maturity, will automatically renew into a 6-month fixed rate certificate earning the then current APY of the 6-month CD, unless otherwise directed by customer.

Requirements

Product: Limited-time promotional CD offer. Minimum investment $1,000. IRAs and commercial accounts are not eligible. Interest will not be compounded and will be posted at maturity. Automatically renews at maturity into a 6-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.

Offer: Limited-time offer. Automatically renews at maturity into a 6-month CD at then current rate. IRAs and commercial accounts are not eligible. Early withdrawal penalty applies. Interest will not be compounded; posted at maturity.

Requirements

Product: You must maintain a minimum balance to obtain APY. A penalty may be imposed for early withdrawal. Fees or withdrawals may reduce earnings.

Requirements

Product: Must meet credit union membership guidelines and have a primary savings account. Fixed dividend rate. Early withdrawal penalty applies (3 months interest on certificates of 12 months or less; 6 months interest on certificates of more than 12 months).

Requirements

Product: Credit union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited-time offer and may be withdrawn at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Penalties for early withdrawal. All certificates require a $500 minimum opening deposit with the exception of the 48 month special and 12 month special requiring a $5,000 deposit.

Offer: Special 12 Month CD. Requires a $5,000 deposit. Penalties for early withdrawal.

Requirements

Product: Dividends accrue on daily balance. Less than 1 year certificates post dividends at maturity; 1 year or longer certificates compound dividends quarterly. Withdrawal before maturity subject to penalty. Minimum required certificate amount is $500, maximum balance is $1,000,000 per member. Membership requires completing payment of one $5.00 share.

Offer: Dividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty.