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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Austin, TX metro

  1. First National Bank of BastropFall into Savings CD SpecialCD · 7 months · $10,000 min

    Bank · 6 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  2. First National Bank of BastropSpring CD SpecialCD · 7 months · $10,000 min

    Bank · 6 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  3. First National Bank of BastropWinter CD SpecialCD · 7 months · $10,000 min

    Bank · 6 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  4. First National Bank of BastropSummer Splash CD SpecialCD · 7 months · $10,000 min

    Bank · 6 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  5. Austin Capital BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · 1 branch

    4.58%APY$113 over 3 months on $10,000
  6. Top Carrot, Carrot Score 87
    TruWest Credit UnionSavings CertificateCD · 18 months · $500 min

    Credit union · 3 branches

    4.50%APY$683 over 18 months on $10,000intro rate
  7. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 12 branches

    4.25%APY$317 over 9 months on $10,000
  8. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 53 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  9. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 25 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 92
    Texas Capital BankStar Certificates of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000
  11. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 24 Month CDCD · 24 months · $500 min

    Bank · 1 branch

    4.25%APY$868 over 24 months on $10,000
  12. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 36 Month CDCD · 36 months · $500 min

    Bank · 1 branch

    4.25%APY$1,330 over 36 months on $10,000
  13. Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 60 months · $1,000 min · 4.25%–4.35% by balance

    Credit union · 7 branches

    4.25%APY$2,313 over 60 months on $10,000
  14. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 60 Month CDCD · 60 months · $500 min

    Bank · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  15. United Heritage Credit UnionPromotional CertificateCD · 11 months · $1,000 min

    Credit union · 9 branches

    4.24%APY$388 over 11 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Austin, TX metro

524 CDs at 54 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.70%

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Austin, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 2 branches
  2. Government Employees FCUCredit union · 6 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate