Best CD rates and certificates

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Limited-time offer celebrating QNB Bank's 149th Founders' Day Anniversary. Excludes IRA, trust, estate, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Standard deposit account opening; $100 minimum for QuiNBy's CDs. At maturity, CDs automatically renew to a non-promotional 12-month term at prevailing APY.

Requirements

Product: Rates fixed for the term; early withdrawal penalties apply; interest compounded daily.

Offer: Term is 13 months (special rate); minimum deposit to open and obtain APY is $500; penalty for early withdrawal is 180 days of interest.

Requirements

Product: Minimum daily balance of $500 to earn APY. $500 minimum to open. Automatically renewable. Early withdrawal penalty may apply and reduce earnings. Interest compounded daily.

Offer: Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.

Requirements

Product: Limited time offer. Customers must own a personal QNB checking account in good standing at the time of CD account opening. Excludes IRA, business, trust, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Requires a personal QNB checking account in good standing ($100 minimum deposit for QuiNBy's CDs). No minimum balance requirement. Automatically renews to non-promotional 13-month term at prevailing APY.

Requirements

Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.

Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.

Requirements

Product: Fixed interest rate for the term of the account. Automatically renewable. Penalty for early withdrawal.

Offer: Penalty for early withdrawal.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. On maturity date automatically renews as the standard 12-month term certificate. Penalty for early withdrawal. Dividends compounded and credited monthly.

Requirements

Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.

Offer: 6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.