Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Wisconsin
- First State Bank and TrustPersonal Certificates of DepositCD · 13 months · $1,000 min
Bank · 1 branch
4.00%APY$434 over 13 months on $10,000Requirements
Product: Early withdrawal penalty applies if funds are withdrawn before maturity. APY assumes interest will remain on deposit until maturity.
Offer: Early withdrawal penalty applies if principal or interest is withdrawn before maturity.
4.00% interest rate · Effective Oct 1, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Requires new money (money not currently held at any Wintrust Financial Corporation location). $0.01 minimum daily balance required to obtain APY. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard rate and APY in effect on maturity date.
Offer: Requires new money. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 to obtain APY. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location).
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Assumes funds remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
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More details - 4.00%APY$468 over 14 months on $10,000
Requirements
Offer: Automatically renews for 14 month term at rate currently offered on 12 month term. Interest paid annually and at maturity.
4.00% interest rate · Effective Oct 19, 2026
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More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Offer: 14 Month SPECIAL
Promotional rate · 3.93% interest rate · Effective Oct 8, 2026
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More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Product: FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. Early withdrawals may be subject to penalties.
4.00% interest rate · Effective Oct 13, 2026
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More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Product: $1,000 minimum balance to open. Monthly compounding and crediting. Daily balance computation method. Early withdrawal penalties apply. Automatic renewal at maturity with 10-day grace period.
3.93% interest rate · Effective Jul 13, 2026
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More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Fixed dividend rates. $500 minimum deposit to open. Dividends compounded and credited based on term (monthly, quarterly, semi-annually, or at maturity). Penalty for early withdrawal of principal. Automatically renews at maturity with a 10-day grace period.
Offer: Dividends credited semi-annually.
3.92% interest rate · Effective Oct 5, 2026
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More details - 4.00%APY$851 over 25 months on $10,000intro rate
Requirements
Product: To open a CD special, visit your local office. Substantial penalty for early withdrawal. Non-personal cap is $250,000. Rate subject to change.
Offer: Fixed Rate. Personal or Business. To open, visit your local office.
Promotional rate · Effective Oct 15, 2026
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More details - 4.00%APY$1,359 over 39 months on $10,000with conditions
Requirements
Product: Certificate account specials must have a Demand Deposit Account relationship. APY is accurate as of 10/21/2026, is for a limited time, and subject to change at any time without notice. Early withdrawal penalties may apply. Fees and/or withdrawal of interest will reduce earnings. Withdrawal before maturity may result in loss of principal to you.
Offer: Compounded monthly. Must have a Demand Deposit Account relationship.
Qualified rate · 3.93% interest rate · Compounded monthly · Effective Oct 21, 2026
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More details - 3.96%APY$497 over 15 months on $10,000
Requirements
Product: Deposit as little as $500 for a specific termed certificate. Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. Eligibility requires residing, being employed, or owning real estate in Taylor, Price, or Lincoln County, Wisconsin, and maintaining a Main Share Savings Account with a $5.00 deposit.
Offer: Rate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal.
3.90% interest rate · Effective Sep 8, 2026
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More details - 3.96%APY$843 over 25 months on $10,000intro rate
Requirements
Product: Minimum opening deposit: $2,500.
Promotional rate · 3.90% interest rate
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More details - 3.96%APY$1,236 over 36 months on $10,000
Requirements
Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.
Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (120 days dividends). Automatically renews upon maturity.
3.90% interest rate · Effective Sep 29, 2026
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More details - 3.96%APY$97 over 3 months on $10,000
3.90% interest rate · Effective Oct 16, 2026
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More details - 3.95%APY$196 over 6 months on $10,000
Requirements
Product: Must maintain a Primary Share account in addition to the certificate. Minimum balance of $1,500 must be on deposit at all times. Automatically renews for a like term at maturity with a 10-day grace period. Early withdrawal subject to a 90-day dividend penalty (for 3-month to 2-year certificates) or a 120-day dividend penalty (for 2 1/2-year or 3-year certificates). Rates reflect quarterly compounding; monthly withdrawal of interest results in a lower yield.
Offer: Rates reflect quarterly compounding. Early withdrawal subject to 90-day dividend penalty.
3.95% interest rate · Effective Dec 30, 2025
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
2,014 CDs at 211 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.80%
- Credit unions, typical
- 3.09%
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Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Oakdale CUCredit union · 3 branches
- Community First Credit UnionCredit union · 29 branches