Compare Bank & Credit Union Rates
Best CD rates in West Virginia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in West Virginia
- 3.30%APY$330 over 1 year on $10,000
Requirements
Product: Dividends pay monthly. Auto-renewals. Early withdrawal penalty applies (90 days of dividend).
3.25% interest rate
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More details - 3.30%APY$499 over 18 months on $10,000
Requirements
Product: 18 Months term only. One monthly deposit, $500.00 minimum. Penalty may be imposed for early withdrawal.
Offer: 18 Months term only. One monthly deposit, $500.00 minimum. Compounded daily. Early withdrawal penalty of 90 days.
3.25% interest rate · Compounded daily · Effective Oct 14, 2026
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More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: $1,000.00 Minimum Deposit. Compounded Daily, Paid Monthly. Penalty may be imposed for early certificate withdrawal. Membership eligibility applies to individuals who live, work, worship, volunteer, or attend school in Kanawha, Mason, and Putnam counties in WV.
Offer: Peoples Preferred Club members receive 10 basis points added to APY.
Compounded daily
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More details - 3.25%APY$325 over 1 year on $10,000
3.25% interest rate
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More details - 3.15%APY$235 over 9 months on $10,000intro rate
Requirements
Product: Please have a valid photo ID with you when opening a CD. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Rate Choice Certificate (36 Month) allows a bump up once each 12 month period and rate may change after account is opened.
Promotional rate · 3.11% interest rate · Effective Jun 2, 2026
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More details - 3.00%APY$149 over 6 months on $10,000
3.00% interest rate · Effective Aug 11, 2023
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More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Terms from 182 days to 5 years. Fixed rate for length of term. Penalty for early withdrawal. No setup or maintenance fees.
2.97% interest rate
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More details - 2.95%APY$1,565 over 60 months on $10,000
Requirements
Product: Automatic renewal at prevailing rate. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Interest rate and APY may change after account opening.
Offer: 5 Year term.
2.95% interest rate
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More details - Union Trades Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · 2 branches
2.79%APY$861 over 36 months on $10,000Requirements
Product: With $100 in your share account. Minimum $500 deposit required. Early withdrawal penalty: 90 days of dividends for 6-month certificate; 180 days of dividends for 12-month and longer certificates.
Offer: With $100 in your share account. Early withdrawal penalty: 180 days of dividends.
2.75% interest rate · Effective Apr 16, 2025
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
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More details - West Virginia Central Federal Credit UnionSavings (Share) CertificatesCD · 36 months · $1,000 min
Credit union · 3 branches
2.63%APY$810 over 36 months on $10,000Requirements
Offer: Paid Monthly. Request up to 3 rate increases during the 36 month term. An active Share Draft (checking) account is required to request a rate increase (defined as 5 transactions posting and clearing within the last 30 days of the request; online account transfers do not count).
2.60% interest rate
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY$250 over 1 year on $10,000
Effective Oct 1, 2026
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More details - 2.50%APY$250 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
2.50% interest rate · Effective Oct 8, 2025
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More details - 2.50%APY$1,038 over 48 months on $10,000
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in West Virginia
672 CDs at 81 banks and credit unions · checked Oct 16–22
- Typical
- 2.44%
- Top 10% from
- 4.00%
- Banks, typical
- 1.81%
- Credit unions, typical
- 3.08%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches