Bank · FDIC insured
Williamstown Bank
A $236.7M bank headquartered in Williamstown, WV, with 4 branches in West Virginia. Best rates: CDs 3.15% APY.
Williamstown Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#8 of 9 in Parkersburg, WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Williamstown Bank
Incorporated in 1919 as Farmers and Mechanics National Bank of Williamstown, the institution was organized to meet the need for a local bank in Williamstown, West Virginia.
Controlling interest was purchased by A.V. Criss and Douglas Adams in 1960, and the bank converted to a West Virginia state charter as Williamstown Bank, Inc. in 2007.
Headquartered at 435 Highland Avenue in Williamstown, the bank operates branch locations in Parkersburg, Lubeck, and South Parkersburg, West Virginia.
- Headquarters
- 435 Highland Ave, Williamstown, WV 26187
- FDIC certificate
- 14744 ↗
Branches
4 branches in West Virginia
Loading map…
West Virginia
4 branches
- Williamstown Bank, Inc.Main office435 Highland Ave, Williamstown, WV 26187Directions
- Lubeck Office Branch1605 Harris Hwy, Parkersburg, WV 26101Directions
- Parkersburg Office Branch3002 7th St, Parkersburg, WV 26101Directions
- South Parkersburg Office Branch52 Bosley Pkwy, Parkersburg, WV 26101Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.14% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.60% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio10.14%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.60%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Williamstown Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.