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Credit union · NCUA insured

WVU Credit Union CD Rates

Top Carrot, Carrot Score 89Top Carrot

WVU Credit Union’s best CD rate is 3.30% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.

How WVU Credit Union’s CD rates compare

Compared with banks and credit unions near Morgantown, WV, where WVU Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This credit union’s best

    WVU Credit Union

    3.30%APY

    Term
    12 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $330

    Share Certificates

  • Top rate

    Fairmont Federal Credit Union

    4.35%APY

    Term
    48 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $1,857

    Fairmont Federal Credit Union rates

  • 2nd-highest rate

    Pioneer Appalachia FCU

    4.25%APY

    Term
    13 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $461

    Pioneer Appalachia FCU rates

Compare CD rates near you →

WVU Credit Union CD score

68

CD score

Higher than 21% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo3.30%
  • 16–30 months16–30 mo3.04%
  • 31–60 months31–60 mo2.78%
  • QualifiedQualified3.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where WVU Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join WVU Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to employees of the credit union.

Military, government and schools

  • Membership is open to employees of West Virginia University and affiliated organizations.
  • Membership is open to students of West Virginia University, WVU Potomac State College, WVU at Parkersburg, and WVU Institute of Technology.

Family and household

  • Membership is open to members of the immediate family of eligible persons.
  • Membership is open to spouses of persons who died within the field of membership of this credit union.

Other ways

  • Membership is open to organizations of persons within the field of membership.
1 more way to join

Other ways

  • Membership is open to persons retired within the field of membership.

Cost to join

  • Membership requires an initial deposit of $5.00.
  • Membership requires a one-time fee of $1.00.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← WVU Credit Union overview