Credit union · NCUA insured
Marion County Schools FCU
A $9.7M credit union headquartered in Fairmont, WV, with 821 members and 1 branch in West Virginia. Best rates: CDs 3.00% and savings 0.05% APY.
Marion County Schools FCU Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#4 of 5 in Fairmont, WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marion County Schools FCU
Organized in 1976, Marion County School Employees' Federal Credit Union is headquartered in Fairmont, West Virginia.
- Headquarters
- 1512 Mary Lou Retton Dr, Fairmont, WV 26554
- NCUA charter
- 22428
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, full or part-time, of Marion County Schools or Fairmont State College are eligible for membership.
Family and household
- Immediate family members (mothers, fathers, children, brothers, sisters, grandparents, and grandchildren) of eligible employees are eligible for membership.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Main OfficeMain office1512 Mary Lou Retton Dr, Fairmont, WV 26554Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.72% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.53% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio20.72%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.53%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marion County Schools FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.