Credit union · NCUA insured
Huntingtonized FCU
A $47.5M credit union headquartered in Huntington, WV, with 4,836 members and 4 branches in West Virginia. Best rates: CDs 2.50% APY.
Huntingtonized FCU Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#21 of 25 in Huntington, WV-KY-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Huntingtonized FCU
- Headquarters
- 481 8th Ave W, Huntington, WV 25701
- NCUA charter
- 3438
Branches
4 branches in West Virginia
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West Virginia
4 branches
- 481 8th Ave WestMain office481 8th Ave W, Huntington, WV 25701Directions
- Lavalette4545 5th Street Rd, Huntington, WV 25701Directions
- Milton224 Johns Creek Rd, Milton, WV 25541Directions
- Wayne60 McGinnis Dr, Wayne, WV 25570Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $67 | $59 | — |
- CapitalNet worth ratio16.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$67Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Huntingtonized FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.