Compare Bank & Credit Union Rates
Best CD rates in Washington
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Washington
- 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Minimum opening balance of $500. Early withdrawal penalty applies. Accrues daily, compounds quarterly. Automatically renews for another term upon maturity with a 10-day grace period.
Offer: Early withdrawal penalty of 90 days' dividends.
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - Great NorthWest Federal Credit UnionTerm CertificatesCD · 6 months · $500 min · 1.00%–3.75% by balance
Credit union · 5 branches
3.75%APY$186 over 6 months on $10,0001.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Term Certificates Balance APY $500 and up 1.00% $5,000 and up 3.75% $10,000 and upYour amount 3.75% Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Dividends can be paid to the certificate or transferred to savings or checking account monthly.
Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Automatic renewal available. Certificate-secured loans available. Dividends calculated daily and compounded and credited monthly. Early withdrawal penalties may apply.
Offer: 12-Month term. Minimum monthly balance of $500.
3.69% interest rate · Effective Sep 21, 2026
Rate checked
More details - America's Credit UnionPromotional Share Certificates ($500+)CD · 12 months · $500 min
Credit union · 12 branches
3.75%APY$375 over 1 year on $10,000intro rateRequirements
Product: Membership required. Annual Percentage Yield on Share Certificates assumes dividends earned remain on deposit until maturity. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
Offer: New money only. Funds not currently held in any ACU account. Fixed for 12 months, then renews at then-current standard rate. Promotional window through November 2026.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$407 over 13 months on $10,000with conditions
Requirements
Product: Available for personal and business accounts at all Peoples Bank Branches; cannot be combined with any other offer. Not available for accounts opened online. Requires an active Peoples Bank Checking Account. Penalty may be charged for early withdrawal.
Offer: Effective for accounts opened on or after 10/01/2026. At maturity, renews into a 12-month fixed rate term at the current rate. Requires an active Peoples Bank Checking Account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 18-Month term.
Rate checked
More details - America's Credit UnionPromotional Share Certificates ($5,000+)CD · 18 months · $5,000 min
Credit union · 12 branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Membership required. Annual Percentage Yield on Share Certificates assumes dividends earned remain on deposit until maturity. Penalty of up to 90 days of dividends may be imposed for early withdrawal. Maximum deposit of $250,000 per member account.
Offer: Maximum $250,000 per member account.
3.69% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionGreenUp CertificateCD · 18 months · $1,000 min
Credit union · 3 branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.69% interest rate · Effective Jan 5, 2026
Rate checked
More details - 3.75%APY$600 over 19 months on $10,000
Requirements
Product: Rates may change monthly as determined by the Board of Directors. All term share accounts will have an early withdrawal penalty of 2% of the current term share balance.
Offer: Term Share Specials. Limited time offer and can be discontinued at anytime. Dividends compounded and credited monthly.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionMount Rainier CertificateCD · 20 months · $1,000 min
Credit union · 3 branches
3.75%APY$633 over 20 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
3.69% interest rate · Compounded daily · Balance cap $99,999
Rate checked
More details - 3.71%APY$371 over 1 year on $10,000
Requirements
Product: Minimum balance of $1,000.00 ($500.00 for children under age 18 / under age 21). Dividends compounded and credited monthly. Early withdrawal penalty applies.
Offer: Minimum balance to open and earn stated APY is $1,000.00 ($500.00 for youth). Early withdrawal penalty applies.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Washington
948 CDs at 109 banks and credit unions · checked Oct 15–22
- Typical
- 2.90%
- Top 10% from
- 4.00%
- Banks, typical
- 2.15%
- Credit unions, typical
- 3.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches