Compare Bank & Credit Union Rates
Best CD rates in Poulsbo, WA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Poulsbo, WA
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.20%APY$637 over 18 months on $10,000intro rate
Requirements
Product: Open with as little as $500 at branch locations. Early withdrawal penalties may apply.
Offer: Promotional APY effective as of October 20, 2026 and subject to change without notice. $500 minimum to open account and earn APY. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 20, 2026
Rate checked
More details - 4.17%APY$417 over 1 year on $10,000with conditions
Requirements
Product: Maximum opening balance cannot exceed $240,000 per account. Early withdrawal penalty may apply. Relationship APY requires opening and actively using a consumer or business checking account.
Offer: Relationship rate for 1-Year CD; requires an open and actively used consumer or business checking account.
Qualified rate · Balance cap $240,000 · Effective Oct 13, 2026
Rate checked
More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 4.01% interest rate · Effective Oct 14, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 1 branch
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: New money only (deposits not currently held at Liberty Bank). Maximum deposit limit $250,000. Limit 1 certificate per tax identification number. Must be present to open account. Penalty for early withdrawal. Unless told otherwise in writing, account upon maturity will match terms of then current 6 month certificate of deposit.
Offer: New money only. Maximum deposit limit $250,000. Limit 1 certificate per tax identification number. Converts to 6 month CD upon maturity unless notified otherwise.
Promotional rate · Balance cap $250,000 · Effective Oct 19, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
3.69% interest rate · Compounded daily · Balance cap $99,999
Rate checked
More details - 3.65%APY$743 over 24 months on $10,000
Requirements
Product: Rates fixed for the term of certificate (excluding bump rate). Minimum opening balance is $500, or $100 for members 0-23 years of age. Dividends compounded and credited quarterly.
Offer: Minimum balance $500 ($100 for members 0-23 years of age).
3.60% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$269 over 9 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.54% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Only available to members age 18 and older. For every $25 deposited, entries are earned for prize drawings (up to 10 entries per month). Additional deposits of any amount permitted. One withdrawal allowed in the 12-month period (a $25 withdrawal fee may apply).
Offer: Must be 18 years of age or older. $25 minimum balance.
3.46% interest rate · Effective Sep 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Poulsbo, WA
214 CDs at 14 banks and credit unions · checked Oct 6–22
- Typical
- 1.26%
- Top 10% from
- 3.75%
- Banks, typical
- 0.40%
- Credit unions, typical
- 3.25%
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Bremerton, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 4 branches
- First Fed BankBank · 2 branches