Compare Bank & Credit Union Rates
Best CD rates in Virginia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Virginia
- Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 7 months · $500 min
Credit union · 3 branches
3.76%APY$218 over 7 months on $10,000Requirements
Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.
Offer: 7-month term Fixed-Rate Certificates are not available as an IRA.
3.70% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.76%APY$376 over 1 year on $10,000
3.70% interest rate
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More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Mar 27, 2026
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More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: No IRAs or SCM accounts. Penalty may be imposed for early withdrawal. Renews as a 7-month CD at current board rate. Limited time offer.
Offer: No IRAs or SCM accounts. Limited time offer. Renews as a 7-month CD at the current board rate. Early withdrawal penalty may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
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More details - 3.75%APY$343 over 11 months on $10,000intro rate
Requirements
Product: Special CD. Penalty will be imposed for early withdrawal.
Offer: NEW MONEY ONLY. Penalty will be imposed for early withdrawal.
Promotional rate · 3.70% interest rate · Effective Sep 30, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Minimum deposit of $500 required. Early withdrawal penalties apply: 6 months or less: lesser of dividends earned since issuance/renewal or 90 days dividends; over 6 to 60 months: lesser of dividends earned or 180 days dividends; greater than 60 months: lesser of dividends earned or 1095 days dividends. 10-day grace period following maturity date.
Effective Oct 22, 2026
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More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 12 months · $10,000 min
Credit union · 2 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.
Offer: Term: 365 days. Jumbo tier N/A.
3.69% interest rate · Effective Oct 15, 2026
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More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. $500 minimum opening deposit. Certificate of deposit is not available as an Individual Retirement Account (IRA). Penalty may be imposed for withdrawals made before maturity. Interest is compounded quarterly. At maturity, automatically renews for the 12-month term at the then current non-promotional rate.
Offer: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. Not available as an IRA. Interest compounded quarterly. Penalty may be imposed for early withdrawal. Automatically renews for 12-month term at then current non-promotional rate.
Qualified rate · 3.70% interest rate · Compounded quarterly
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Rates and terms are subject to change without notice.
Offer: 12 Month term.
3.69% interest rate
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More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 18-Month term.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 15–22
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
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Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches