Compare Bank & Credit Union Rates
Best CD rates in Virginia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Virginia
- URW Community Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 6 branches
3.60%APY$360 over 1 year on $10,000Requirements
Product: Dividends can be withdrawn without penalty. Penalty for early withdrawal of principal balance is 180 days' dividends on the amount withdrawn. Fixed interest rate.
3.55% interest rate
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - State Department Federal Credit UnionBump Up CertificateCD · 17 months · $500 min
Credit union · 3 branches
3.60%APY$514 over 17 months on $10,000Requirements
Product: Starting with $500 to open. Option to raise interest rate once during original term to the next prevailing rate. Additional funds can be added when bump option is exercised. Terms of 17, 30, or 45 months. Compounded and credited quarterly and at maturity. Early withdrawal penalties apply.
Offer: Option to adjust rate once during original term to next prevailing rate. Dividends compounded and credited quarterly and at maturity.
Effective Oct 1, 2026
Rate checked
More details - Park View Federal Credit UnionRegular Fixed Rate CertificateCD · 19 months · $10,000 min
Credit union · 6 branches
3.60%APY$576 over 19 months on $10,000intro rateRequirements
Product: Dividends are paid quarterly. Early withdrawal penalty applies (90 days for terms up to 3 years, 180 days for 4 and 5 year terms). To receive APY quoted, dividends must remain on deposit for at least a year. Requires credit union membership ($5.00 par value share).
Offer: Certificate Special. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. All deposited funds must come from a source outside of the credit union. Early withdrawal penalty: 90 days of dividends. Not available to be opened in online banking.
Promotional rate · 3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and compounded/paid quarterly. Penalty for early withdrawal: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Automatically renews at maturity with a 7-day grace period. Additional deposits not permitted except for the 15-month term.
3.50% interest rate
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - Martinsville First Savings BankCertificates of Deposit Short-Term AccountsCD · 9 months · $500 min
Bank · 1 branch
3.53%APY$264 over 9 months on $10,000intro rateRequirements
Product: Short-term commitment CDs. Fees could reduce earnings.
Offer: Promotional rates available for new money only (money not currently on deposit with the bank). At maturity, certificate automatically renews for 9 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 03/04/2026.
Promotional rate · 3.48% interest rate · Effective Oct 4, 2026
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum deposit to open is $1,000.00. Minimum balance to earn stated APY is $1,000.00. Penalty may be imposed for early withdrawal. No monthly fees.
Offer: Penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Offer: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Effective Oct 1, 2026
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More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - 3.45%APY$345 over 1 year on $10,000
Requirements
Product: Dividends compounded daily, credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Offering rates may change. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited.
3.40% interest rate · Compounded daily
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Offer: Dividends compound and credit monthly. Golden Benefits Members receive an additional 0.05%. Term deposit with early withdrawal penalty.
3.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY$692 over 24 months on $10,000
Requirements
Product: Interest accrues daily and credited in accordance with product statement cycle. Early withdrawal penalties apply. Fees may reduce earnings.
3.36% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
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Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches