Compare Bank & Credit Union Rates
Best CD rates in South Carolina
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in South Carolina
- Truliant Federal Credit UnionRegular CertificatesCD · 12 months · $250 min · 2.99%–5.00% by balance
Credit union · 6 branches
5.00%APY$500 over 1 year on $10,0002.96% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Certificates Balance APY $250 and up 2.99% $5,000 and upYour amountLimited-time offer. Penalty for early withdrawal. Funds will roll over into an 12-month regular certificate upon maturity. Not available for business certificates. 5.00% $25,000 and up 3.10% $100,000 and up 3.15% Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid quarterly.
Effective Oct 1, 2026
Rate checked
More details - AllSouth Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 4.13%–4.23% by balance
Credit union · 22 branches
4.13%APY$413 over 1 year on $10,000Requirements
Product: Fixed-Term Savings. Higher Dividends. Earn dividends based on your certificate balance and rate, with fixed terms from 3 to 60 months. Dividends will be compounded monthly and credited monthly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open. 7-day grace period after maturity. Open 3, 6, 12-month terms online or open longer term certificates at one of our locations.
Offer: Dividends compounded monthly and credited monthly. Subject to early withdrawal penalty.
4.05% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 4.13% $10,000 and upYour amount 4.13% $25,000 and up 4.13% $50,000 and up 4.18% $75,000 and up 4.18% $100,000 and up 4.23% Rate checked
More details - 4.13%APY$413 over 1 year on $10,000with conditions
Requirements
Product: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain the advertised rate. If the account balance falls below $5,000, the account reverts to the then-current standard rate. Penalty for early withdrawal. Fixed rate for the term of the CD.
Offer: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain advertised rate. Effective June 1, 2026 through December 31, 2026. Early withdrawal penalty applies.
Qualified rate · 4.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000
4.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000intro rate
Requirements
Product: Interest rate guaranteed for entire term. Early withdrawal penalties may apply. Auto-renews at maturity.
Offer: Special promotional rate. Minimum balance to open and obtain APY is $1,000. Penalty for early withdrawal will reduce earnings.
Promotional rate · Effective Sep 24, 2026
Rate checked
More details - 4.08%APY
Requirements
Product: Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
Offer: Early withdrawals are subject to loss of dividends up to 90 days.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance
Credit union · 8 branches
4.05%APY$405 over 1 year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.05% $20,000 and up 4.05% $100,000 and up 4.10% Rate checked
More details - Houston Federal Credit UnionFlexible-Term CertificateCD · 12–17 months · $500 min
Credit union · 2 branches
4.05%APYRequirements
Product: Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit. Penalty for early withdrawal of principal prior to maturity.
3.99% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Flexible terms from 6 to 60 months. Starting with just $500 to open. No service charges. For terms less than 12-months, dividends are paid upon maturity; 6 month Share Certificate does not compound and credit quarterly. 12-month and longer Certificate dividends are compounded and credited quarterly and at maturity. Penalties may apply for early withdrawals.
Offer: Dividends are compounded and credited quarterly and at maturity.
Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - Conway National BankCertificates of DepositCD · 12 months · $500 min · 4.00%–4.05% by balance
Bank · 15 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Interest rates on all time deposits are determined weekly. Substantial penalty for early withdrawal. Interest is paid on the collected balance.
4.00% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $24,999Your amount 4.00% $25,000 – $49,999 4.00% $50,000 – $99,999 4.05% $100,000 and up 4.05% Rate checked
More details - Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 12 months · $500 min
Credit union · 7 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Certificates will automatically renew for another term at maturity. You have 10 business days after the date the certificate matures to move make changes or withdraw the funds. A penalty may be imposed if you withdraw the funds before the maturity date.
3.94% interest rate
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Open online up to $1,000; visit branch for amounts over $1,000. 3 to 60-month term options available.
Offer: Special
3.92% interest rate
Rate checked
More details - 3.98%APY$398 over 1 year on $10,000
Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in South Carolina
94 CDs at 70 banks and credit unions · checked Oct 15–22
- Typical
- 3.15%
- Top 10% from
- 4.00%
- Banks, typical
- 1.61%
- Credit unions, typical
- 3.45%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches