Bank · FDIC insured
Conway National Bank CD Rates
Conway National Bank’s best CD rate is 4.05% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Conway National Bank’s CD rates compare
Compared with banks and credit unions near Myrtle Beach, SC, where Conway National Bank has the most branches. $10,000, best rate first.
This bank’s best
Conway National Bank
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Certificates of Deposit
Top rate
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
2nd-highest rate
Carolina Trust Credit Union
4.54%APY
- Term
- 18 months
- Minimum
- $250
- Earns on $10,000
- $689
Conway National Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.85%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Conway National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 10 terms
Interest rates on all time deposits are determined weekly. Substantial penalty for early withdrawal. Interest is paid on the collected balance.
| Term | APY · Any balance | APY · Up to $24,999 | APY · $25,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 1 month | 0.75% | — | — | — | — | 0.75% | $1 |
| 3 months | 1.25% | — | — | — | — | 1.25% | $31 |
| 6 months | — | 3.50% | 3.50% | 3.55% | 3.55% | 3.50%3.50% $25k–$50k3.55% $50k–$100k3.55% from $100k | $173 |
| 12 months | — | 4.00% | 4.00% | 4.05% | 4.05% | 4.00%4.00% $25k–$50k4.05% $50k–$100k4.05% from $100k | $400 |
| 18 months | — | 3.00% | 3.05% | 3.10% | 3.20% | 3.00%3.05% $25k–$50k3.10% $50k–$100k3.20% from $100k | $453 |
| 24 months | — | 3.00% | 3.05% | 3.10% | 3.20% | 3.00%3.05% $25k–$50k3.10% $50k–$100k3.20% from $100k | $609 |
| 30 months | — | 2.85% | 2.90% | 2.95% | 3.05% | 2.85%2.90% $25k–$50k2.95% $50k–$100k3.05% from $100k | $728 |
| 36 months | — | 2.85% | 2.90% | 2.95% | 3.05% | 2.85%2.90% $25k–$50k2.95% $50k–$100k3.05% from $100k | $880 |
| 48 months | — | 2.80% | 2.85% | 2.90% | 3.00% | 2.80%2.85% $25k–$50k2.90% $50k–$100k3.00% from $100k | $1,168 |
| 60 months | — | 2.80% | 2.85% | 2.90% | 3.00% | 2.80%2.85% $25k–$50k2.90% $50k–$100k3.00% from $100k | $1,481 |
Sources (2)
All captured Oct 15, 2026
CLASSIC CD
4.00%APY
Substantial penalty for early withdrawal. Interest rates on all time deposits are determined weekly. Interest is paid on the collected balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 4.00% | $400 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Senior's CD
4.05%APY · 1 term
Designed exclusively for bank customers age 50 and over. Substantial penalty for early withdrawal. Interest rates on all time deposits are determined weekly. Interest is paid on the collected balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.05% | $405 |
Sources (3)
- conwaynationalbank.com/seniors
- conwaynationalbank.com/current-interest-rates
- conwaynationalbank.com/investments/cds
All captured Oct 15, 2026
Individual Retirement Accounts (IRAs)
Up to 3.75%APY · 4 terms
Offers Fixed and Variable Rate options. Available for Traditional, Roth, SEP, and SIMPLE IRAs. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate | 3.75% | $375 |
| 12 monthsVariable rate | 1.25% | $125 |
| 18 monthsFixed rate | 3.20% | $484 |
| 24 monthsFixed rate | 3.20% | $650 |
| 36 monthsFixed rate | 3.05% | $943 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.