Compare Bank & Credit Union Rates
Best CD rates in Simpsonville, SC
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Simpsonville, SC
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.21%APY$897 over 25 months on $10,000intro rate
Promotional rate · 4.15% interest rate · Balance cap $2,000,000 · Effective Oct 20, 2026
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - Greenville Heritage Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min · 3.82%–4.34% by balance
Credit union · 1 branch
3.82%APY$189 over 6 months on $10,000intro rateRequirements
Product: Dividends are calculated by the daily balance method and are compounded and credited monthly. A membership share with a par value of $5.00 is required. Substantial penalty for early withdrawal.
Offer: Dividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end.
Promotional rate · 3.75% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,001Your amount 3.82% $50,001 – $100,001 4.08% $100,001 and up 4.34% Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Requires Main Savings Account with $250 minimum deposit. No annual fees, no monthly service charge. Dividends compounded/paid quarterly. 10-day grace period at maturity. Early withdrawal penalties may apply. At maturity, account is subject to automatic renewal at the rate then in effect for that term.
Offer: Dividend rate is 3.65%. Dividends compounded quarterly.
3.65% interest rate · Compounded quarterly · Effective Feb 13, 2026
Rate checked
More details - Secured Advantage Federal Credit UnionCertificateCD · 12 months · $500 min · 3.50%–3.82% by balance
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded semi-annually and/or at maturity. Rate is fixed for the term after opening. Substantial penalty for early withdrawal. Certificates 12 months term and above with balance of $90k and above receive a 0.25% rate increase from stated.
3.50% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Certificate Balance APY $500 – $90,000Your amount 3.50% $90,000 and upStated dividend rate is 3.75%. 3.82%* Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Minimum deposit of $500 required. Par value of a regular share is $5. Compounded daily, credited monthly. Automatically renews at maturity after a 5 calendar day grace period. Early withdrawal penalties apply.
Offer: Penalty of 90 days dividends for early withdrawal on terms of one year or less. Minimum deposit of $500 required.
3.33% interest rate · Compounded daily · Effective Aug 1, 2026
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More details - 3.34%APY$334 over 1 year on $10,000
3.30% interest rate · Effective Oct 20, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 2.83%APY$1,181 over 48 months on $10,000
Requirements
Product: Additional deposits are allowed. Rate may change after account is opened. Interest varies based on the Prime Rate as defined in The Wall Street Journal.
Offer: Additional deposits allowed. Rate may change after account is opened.
2.80% interest rate · Balance cap $2,000,000 · Effective Oct 20, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Simpsonville, SC
175 CDs at 11 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.75%
- Banks, typical
- 1.09%
- Credit unions, typical
- 2.79%
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Greenville, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- Greenville Heritage Federal Credit UnionCredit union · 3 branches
- CPM Federal Credit UnionCredit union · 3 branches