Compare Bank & Credit Union Rates
Best CD rates in South Carolina
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in South Carolina
- Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 1 branch
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.85%APY$385 over 1 year on $10,000
Requirements
Product: Minimum balance required to open and obtain the stated APY. Rates and APYs are subject to change at any time after account opening. Early withdrawal penalties may apply.
Offer: Compounded quarterly. Early withdrawal penalties may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - Greenville Heritage Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min · 3.82%–4.34% by balance
Credit union · 3 branches
3.82%APY$189 over 6 months on $10,000intro rateRequirements
Product: Dividends are calculated by the daily balance method and are compounded and credited monthly. A membership share with a par value of $5.00 is required. Substantial penalty for early withdrawal.
Offer: Dividends compounded and credited monthly. Anticipated dividend rate subject to change prior to quarter end.
Promotional rate · 3.75% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,001Your amount 3.82% $50,001 – $100,001 4.08% $100,001 and up 4.34% Rate checked
More details - Palmetto Citizens Federal Credit UnionCertificateCD · 12 months · $500 min · 3.82%–3.92% by balance
Credit union · 16 branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Rates subject to change at any time without notice. Membership eligibility required.
3.75% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 3.82% $100,000 and up 3.87% $250,000 and up 3.92% Rate checked
More details - 3.80%APY$413 over 13 months on $10,000
Requirements
Product: Membership required. Account qualifications apply. Early withdrawal penalty applies. Maximum amount for the Share Certificate Special per member is $100,000. 91-Day, 12-Month Jumbo, and 13-Month Special Certificates are not available as an IRA certificate.
Offer: 13-Month Special. Dividend paid quarterly. Maximum amount per member is $100,000. Not available as an IRA certificate.
3.75% interest rate · Balance cap $100,000
Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - 3.80%APY$284 over 9 months on $10,000intro rate
Requirements
Product: Minimum balance required to open and obtain the stated APY. Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - Peach State Federal Credit UnionTerm Share Certificate (or CD)CD · 12 months · $1,000 min
Credit union · 4 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term after opening. Fees could reduce earnings.
3.69% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Certificate rates are fixed for the term of the account. A penalty will be imposed for early withdrawal. Dividends compounded and credited monthly.
3.69% interest rate · Effective Jun 26, 2026
Rate checked
More details - 3.75%APY$897 over 28 months on $10,000intro rate
Requirements
Product: Limited time offer. Minimum deposit $500, maximum deposit $500,000. Allows penalty-free withdrawal up to 50% of initial deposit (max 3 withdrawals) and penalty-free deposit up to 50% of initial deposit. Compounded quarterly. Automatically renews into a similar product. Commercial accounts are included.
Offer: Withdraw up to 50% of initial deposit penalty-free (max 3 withdrawals). Deposit up to 50% of initial deposit penalty-free. Compounded quarterly. Automatically renews into a similar product. Commercial accounts are included.
Promotional rate · 3.70% interest rate · Compounded quarterly · Balance cap $500,000 · Effective Apr 1, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Requires Main Savings Account with $250 minimum deposit. No annual fees, no monthly service charge. Dividends compounded/paid quarterly. 10-day grace period at maturity. Early withdrawal penalties may apply. At maturity, account is subject to automatic renewal at the rate then in effect for that term.
Offer: Dividend rate is 3.65%. Dividends compounded quarterly.
3.65% interest rate · Compounded quarterly · Effective Feb 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches