Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 436–445 results in Pennsylvania
- Pittsburgh Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
0.25%APY$25 over 1 year on $10,0000.25% interest rate
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Automatically renewable; interest rates vary quarterly based on market conditions; interest compounded quarterly; resets on the 15th day of the first month of the quarter; one free withdrawal per calendar quarter; additional deposits allowed; no penalty for early withdrawals.
Offer: Includes Jumbo; effective 4/15; no penalty for early withdrawals; interest rates for variable rate accounts reset on the 15th day of the first month of the quarter; compounded quarterly.
0.25% interest rate · Compounded quarterly · Effective Aug 6, 2026
Rate checked
More details - 0.25%APY
Requirements
Offer: Penalty may apply for early withdrawal.
0.25% interest rate · Effective Sep 30, 2026
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More details - 0.20%APY$22 over 13 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 13 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
0.20% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In branch only rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial interest penalty for early withdrawal. Fees may reduce earnings.
0.20% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.
Effective Sep 17, 2026
Rate checked
More details - Journey BankFlex Certificates of DepositCD · 36 months · $10,000 min · 0.03%–0.50% by balance
Bank · 22 branches
0.05%APY$15 over 36 months on $10,000Requirements
Product: $10,000 minimum deposit. 36-month term. Interest compounded quarterly. Rate may change after account opening on the first day of each quarter. Access money when needed.
Offer: Rate may change after account opening on the first day of each quarter.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Flex Certificates of Deposit Balance APY Up to $10,000 0.03% $10,000 – $14,999Your amount 0.05% $15,000 – $19,999 0.10% $20,000 – $24,999 0.20% $25,000 – $99,999 0.30% $100,000 – $250,000 0.40% Over $250,000 0.50% Rate checked
More details - 0.03%APY$1 over 3 months on $10,000
Requirements
Product: No withdrawals permitted for first 7 days after opening. After 7 days, principal withdrawal permitted without penalty. Minimum opening balance $2,500.
Effective Sep 17, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,598 CDs at 302 banks and credit unions · checked Oct 16–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.10%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch