Bank · FDIC insured
Commercial Bank and Trust of PA
A $357.5M bank headquartered in Latrobe, PA, with 7 branches in Pennsylvania. Best rates: CDs 0.25% and savings 0.10% APY.
Commercial Bank and Trust of PA Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#97 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commercial Bank and Trust of PA
Commercial Bank & Trust of PA opened in May 1934 and maintains its administrative headquarters and main retail office in Latrobe, Pennsylvania.
The bank operates a network of seven community offices located across Hempfield Township, Latrobe, Ligonier, Unity Township, and West Newton.
- Headquarters
- 900 Ligonier St, Latrobe, PA 15650
- FDIC certificate
- 14333 ↗
Branches
7 branches in Pennsylvania
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Pennsylvania
7 branches
- Commercial Bank and Trust of PAMain office900 Ligonier St, Latrobe, PA 15650Directions
- Eastgate Branch867 Georges Station Rd, Greensburg, PA 15601Directions
- Lawson Heights Branch11 Terry Way, Latrobe, PA 15650Directions
- Lincoln Road Branch1920 Lincoln Ave, Latrobe, PA 15650Directions
- Ligonier Branch201 W Main St, Ligonier, PA 15658Directions
- Pleasant Unity Branch2059 Route 130, Pleasant Unity, PA 15676Directions
- West Newton Branch109 E Main St, West Newton, PA 15089Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.74% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.56% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $54 | $81 | — |
- CapitalLeverage ratio14.74%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.56%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$54Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commercial Bank and Trust of PA are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.