Bank · FDIC insured
First Commonwealth Bank CD Rates
First Commonwealth Bank’s best CD rate is 0.20% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First Commonwealth Bank’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where First Commonwealth Bank has the most branches. $10,000, best rate first.
This bank’s best
First Commonwealth Bank
0.20%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $100
Certificate of Deposit
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
First Commonwealth Bank CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.05%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Commonwealth Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.20%APY · 9 terms
Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–6 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.05% | $1 |
| 6–12 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.05% | $2 |
| 12 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.05% | $5 |
| 18 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.05% | $8 |
| 24 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.10% | $20 |
| 30 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.15% | $38 |
| 36 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.15% | $45 |
| 48 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.15% | $60 |
| 60 monthsIn-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal | 0.20% | $100 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 0.20%APY · 9 terms
Fixed interest rate for the term of the certificate. Available for Traditional, Roth, SEP IRAs and CESA as specified. Substantial early withdrawal penalty applies. For personal accounts under $100,000 only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–6 monthsIn-branch rate for Zip Code 15701. Traditional IRA Only. For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.05% | $1 |
| 6–12 monthsIn-branch rate for Zip Code 15701. Traditional IRA Only. For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.05% | $2 |
| 12 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.05% | $5 |
| 18 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.05% | $8 |
| 24 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.10% | $20 |
| 30 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.15% | $38 |
| 36 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.15% | $45 |
| 48 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.15% | $60 |
| 60 monthsIn-branch rate for Zip Code 15701. Traditional IRA, Roth IRA and Coverdell Education Savings Account (CESA). For personal accounts under $100,000 only. Fixed rate for term of certificate. Substantial penalty for early withdrawal | 0.20% | $100 |
Sources (3)
- fcbanking.com/resources/rates
- fcbanking.com/resources/rates/…i/certificate-of-deposit
- fcbanking.com/personal/savings…retirement-accounts-iras
All captured Oct 16, 2026
Opening an account
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