Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 316–330 results in Pennsylvania
- American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min
Credit union · 1 branch
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.
Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.
3.00% interest rate · Balance cap $50,000 · Effective Oct 1, 2024
Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Minimum deposit amount is $1,000.00 and the maximum is $1,000,000.00. Compounded quarterly and credited quarterly. Early withdrawal penalties apply.
Offer: Early withdrawal dividend penalty of 60 days.
3.00% interest rate · Compounded quarterly · Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - 3.03%APY$150 over 6 months on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Penalty of 90 days dividends may be imposed for early withdrawal before maturity. 10-day grace period after maturity.
Offer: Minimum balance required to open and maintain average daily balance to earn APY is $1,500 for the 6-month Certificate.
3.00% interest rate · Effective Feb 1, 2025
Rate checked
More details - USSCO Johnstown Federal Credit UnionSuper Saver CertificateCD · 12 months · $1,000 min
Credit union · 4 branches
3.03%APY$303 over 1 year on $10,000Requirements
Product: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Penalty may reduce earnings. Additional deposits allowed. Renews as a 12 Month Super Savings Certificate.
Offer: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Renews as a 12 Month Super Savings Certificate.
Effective Oct 1, 2026
Rate checked
More details - 3.03%APY$615 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty: less than 18 months incurs 90 days' dividends [interest]; 18 months and over incurs 180 days' dividends [interest]. Deposits insured by NCUA.
Offer: Penalty for early withdrawal: 18 months and over — 180 days' dividends [interest].
Effective Oct 1, 2026
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More details - 3.02%APY$2,315 over 84 months on $10,000
- Elderton State Bank3 Months – Tier accountCD · 3 months · $1,000 min · 2.90%–3.10% by balance
Bank · 3 branches
3.00%APY$74 over 3 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 2.86% interest rate
Rate by balance
Rate by balance for 3 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - 3.00%APY$99 over 4 months on $10,000
2.96% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.00%APY$124 over 5 months on $10,000
Requirements
Product: Penalty for early withdrawal. Minimum balance to open the account and earn the stated APY is $1,000.00. Rates subject to change without notice.
Offer: Penalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY.
2.93% interest rate · Effective Feb 18, 2026
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More details - 3.00%APY$224 over 9 months on $10,000
3.00% interest rate · Effective Sep 1, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Minimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may be imposed. Automatically renews at maturity.
Offer: Minimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity.
2.96% interest rate · Effective Jun 9, 2026
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More details - 3.00%APY$505 over 20 months on $10,000intro rate
Requirements
Offer: CD Special
Promotional rate · 2.97% interest rate · Effective Oct 6, 2026
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More details - 3.00%APY$609 over 24 months on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
2.97% interest rate · Effective Oct 2, 2026
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More details - 3.00%APY$609 over 24 months on $10,000
Requirements
Product: Minimum balance is $1,000.00. Statements forwarded quarterly. APY assumes dividend was added to principal and remained on deposit for entire year. Rates subject to change without notice.
Effective May 1, 2026
Rate checked
More details - 3.00%APY$767 over 30 months on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
2.97% interest rate · Effective Oct 2, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch