USSCO Johnstown Federal Credit Union CD Rates

How USSCO Johnstown Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Johnstown, PA, where USSCO Johnstown Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
USSCO Johnstown Federal Credit Union
3.03%APY
Term
12 months
Minimum
$1,000
Earns on $10,000
$303
Super Saver Certificate
Top rate
Woodforest National Bank
4.25%APY
Term
9 months
Minimum
$500
Earns on $10,000
$317
Woodforest National Bank rates
2nd-highest rate
S&T Bank
4.25%APY
Term
36 months
Minimum
$500
Earns on $10,000
$1,330
S&T Bank rates

Compare CD rates near you →

CD score

Higher than 23% of U.S. banks and credit unions

By term

3–8 months3–8 mo1.00%
9–15 months9–15 mo3.03%
16–30 months16–30 mo3.03%
31–60 months31–60 mo3.03%
QualifiedQualified3.03%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where USSCO Johnstown Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificates

Up to 3.03%APY · 7 termsFrom $500 to open

Early withdrawal penalty: less than 18 months incurs 90 days' dividends [interest]; 18 months and over incurs 180 days' dividends [interest]. Deposits insured by NCUA.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsPenalty for early withdrawal: less than 18 months — 90 days' dividends [interest]	1.00%	$50
12 monthsPenalty for early withdrawal: less than 18 months — 90 days' dividends [interest]	1.76%	$176
18 monthsPenalty for early withdrawal: 18 months and over — 180 days' dividends [interest]	2.02%	$305
24 monthsPenalty for early withdrawal: 18 months and over — 180 days' dividends [interest]	3.03%	$615
36 monthsPenalty for early withdrawal: 18 months and over — 180 days' dividends [interest]	3.03%	$937
48 monthsPenalty for early withdrawal: 18 months and over — 180 days' dividends [interest]	3.03%	$1,268
60 monthsPenalty for early withdrawal: 18 months and over — 180 days' dividends [interest]	3.03%	$1,610

Sources (2)

All captured Oct 6, 2026

Super Saver Certificate

3.03%APY · 1 termFrom $1,000 to open

Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Penalty may reduce earnings. Additional deposits allowed. Renews as a 12 Month Super Savings Certificate.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsAllows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Renews as a 12 Month Super Savings Certificate	3.03%	$303

Sources (1)

usscofcu.org/resources/rates · captured Oct 6, 2026

Special-purpose accounts

IRA Certificates

Up to 3.03%APY · 5 termsIRAFrom $500 to open

Available as Traditional IRA Certificates, Roth IRA Certificates, and Coverdell IRA Certificates with identical terms and rate schedules.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
18 monthsApplies to Traditional, Roth, and Coverdell IRA Certificates	2.02%	$305
24 monthsApplies to Traditional, Roth, and Coverdell IRA Certificates	3.03%	$615
36 monthsApplies to Traditional, Roth, and Coverdell IRA Certificates	3.03%	$937
48 monthsApplies to Traditional, Roth, and Coverdell IRA Certificates	3.03%	$1,268
60 monthsApplies to Traditional, Roth, and Coverdell IRA Certificates	3.03%	$1,610

Sources (2)

All captured Oct 6, 2026

Who can join USSCO Johnstown Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees working for one of USSCO's select employee groups (SEGs) are eligible for membership.

Family and household

Individuals with a relative who is an existing USSCO member are eligible to join.

Other ways

Individuals who apply for and obtain USSCO / KLA financing at a dealership can join on the spot.
Individuals can join as a friend of the Fraternal Order of Police, Lodge No. 86 (USSCO makes a donation to the organization for each member joining via this option).
Individuals can join as a friend of the Humane Society of Cambria County (USSCO makes a donation to the organization for each member joining via this option).

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← USSCO Johnstown Federal Credit Union overview