Compare Bank & Credit Union Rates
Best CD rates in Oregon
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Oregon
- Wauna Credit Union11 Month Certificate Special: $500+ Checking (New Money)CD · 11 months · $500 min
Credit union · 8 branches
3.40%APY$311 over 11 months on $10,000with conditionsRequirements
Product: Requires $500+ checking account and new money deposit.
Offer: Must be new money.
Qualified rate · 3.35% interest rate · Effective Oct 20, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Allows increasing savings with no minimum and no maximum balance. Greater dividend rate compared to a standard savings account. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
Offer: No minimum and no maximum balance.
3.25% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Earnings are paid out and grow each month. Have certificates transfer to savings or automatically renew. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
3.25% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Maximum deposit of $1M per individual. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice.
3.30% interest rate · Effective Sep 28, 2026
Rate checked
More details - Evergreen Federal BankEvergreen Certificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · 6 branches
3.30%APY$164 over 6 months on $10,000Requirements
Product: Can withdraw earned interest without penalty during the term. Interest can be automatically posted to the CD account or transferred to another Evergreen account. CDs auto-renew with a 7 calendar day grace period. Requirements to open: valid government-issued photo ID, Social Security Number, physical address, and $1,000 minimum to open and maintain.
Offer: Must maintain a minimum daily balance of $1,000 to obtain APY and assumes interest remains on deposit. Early withdrawal of interest can reduce earnings. Early withdrawal penalties vary by term.
3.26% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - IBEW and United Workers Federal Credit Union12 Month Share CertificateCD · 12 months · $500 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,0003.25% interest rate · Effective Aug 1, 2026
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More details - Northwest Adventist Federal Credit UnionCertificatesCD · 12 months · $500 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000intro rate - 3.30%APY$358 over 13 months on $10,000intro rate
Requirements
Product: At maturity, the 13-month certificate will automatically renew to a 12-month certificate at the then-current interest rate.
Offer: At maturity, the 13-month certificate will automatically renew to a 12-month certificate at the then-current interest rate.
Promotional rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$358 over 13 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.25% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 3.30%APY$671 over 24 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. APY assumes dividends remain in account until maturity. Penalty for early withdrawals. Open with minimum deposit of $500.
3.25% interest rate · Effective Sep 6, 2024
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More details - 3.25%APY$243 over 9 months on $10,000
Requirements
Product: Only available through the credit union website for members who do not have an existing account (may be offered to members with pre-existing account in branch or via phone). Not eligible for Member Merits. IRA certificates, TLT Members, and Scottie Members are not eligible. Minimum opening balance is $500.
Offer: Dividend rate is 3.20%. Same rate on any balance over $500.
3.20% interest rate · Effective Oct 15, 2026
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More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Membership required ($1 par value membership share must remain on deposit). Accounts do not earn dividends while maintaining a foreign address, or where primary owner must file W-8BEN, is not a US Person, or lacks valid US TIN. Substantial penalty for early withdrawal. After account is opened, additional deposits may not be made. Automatically renewable with 10-day grace period.
3.20% interest rate · Effective Oct 1, 2026
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More details - First Community Credit UnionCertificate of DepositCD · 13 months · $0 min · 3.00%–3.85% by balance
Credit union · 28 branches
3.25%APY$353 over 13 months on $10,000Requirements
Product: Terms range from 3 to 60 months. Minimum opening deposit is $1,000 for account owners age 21 and older, or $100 for account owners under age 21. Interest is compounded and credited monthly. Penalty for early withdrawal applies (90 days of interest for terms under 1 year, 180 days of interest for terms of 1 year or greater). Automatically renews at maturity. All accounts are tiered rate accounts and the APY for that balance range will apply to the full balance of the account.
Offer: 13 Month Promo Certificate. Automatically renews under the terms of a 1 Year Certificate.
2.96% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 3.00% $10,000 – $25,000Your amount 3.25% $25,000 – $50,00013 Month Promo Certificate with $25,000 in new money. New money must be deposited from a source outside First Community and cannot be acquired by taking an early withdrawal penalty on an existing certificate. 3.60% $50,000 and up13 Month Promo Certificate with $25,000 in new money. New money must be deposited from a source outside First Community Credit Union and cannot be acquired by taking an early withdrawal penalty on an existing certificate. Automatically renews under the terms of a 12 Month (1 Year) Certificate. 3.85% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oregon
705 CDs at 73 banks and credit unions · checked Oct 16–22
- Typical
- 2.69%
- Top 10% from
- 3.75%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.00%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch