Credit union · NCUA insured
Sunset Federal Credit Union CD Rates
Sunset Federal Credit Union’s best CD rate is 3.30% APY on a 2-year share certificate (CD). Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Sunset Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Sunset Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunset Federal Credit Union
3.30%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $671
Share Certificate
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Sunset Federal Credit Union CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo2.83%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunset Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
4.07%APY
While supplies last.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMin. $500 to open, while supplies last.Any balance | 4.07% | $407 | Min. $500 to open, while supplies last. |
Sources (1)
- sunsetcu.com · captured Sep 15, 2026
Share Certificate
Up to 3.30%APY · 7 terms
Dividends compounded and credited monthly. APY assumes dividends remain in account until maturity. Penalty for early withdrawals. Open with minimum deposit of $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.15% | $1 |
| 3 months | 0.50% | $12 |
| 6 months | 2.83% | $141 |
| 12 months | 3.25% | $325 |
| 24 months | 3.30% | $671 |
| 36 months | 3.04% | $940 |
| 60 months | 2.78% | $1,469 |
Special-purpose accounts
IRA Certificate
Up to 3.30%APY · 7 terms
No maintenance fees. Rollovers, direct transfers, and auto-deductions available. Dividends compounded and credited monthly. Penalty may be imposed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.15% | $1 |
| 3 months | 0.50% | $12 |
| 6 months | 2.83% | $141 |
| 12 months | 3.25% | $325 |
| 24 months | 3.30% | $671 |
| 36 months | 3.04% | $940 |
| 60 months | 2.78% | $1,469 |
Sources (2)
All captured Sep 15, 2026
Who can join Sunset Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.