Credit union · NCUA insured
Forrit Credit Union CD Rates
Forrit Credit Union’s best CD rate is 3.30% APY on a 13-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Forrit Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Forrit Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Forrit Credit Union
3.30%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $358
Certificates Special
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Forrit Credit Union CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo1.01%
- 31–60 months31–60 mo1.01%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Forrit Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates Special
3.30%APY · 1 term
At maturity, the 13-month certificate will automatically renew to a 12-month certificate at the then-current interest rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsAt maturity, the 13-month certificate will automatically renew to a 12-month certificate at the then-current interest rate | 3.30% | $358 |
Sources (1)
- forritcu.org/borrow/rates · captured Sep 15, 2026
Classic Certificates
Up to 1.01%APY · 4 terms
Oregon residents only. For ages 18+. Minimum balance to earn APY is $500. Interest is compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to earn APY is $500 | 0.75% | $37 |
| 12 monthsMinimum balance to earn APY is $500 | 1.01% | $101 |
| 24 monthsMinimum balance to earn APY is $500 | 1.01% | $203 |
| 36 monthsMinimum balance to earn APY is $500 | 1.01% | $306 |
Bump CD
Up to 0.30%APY · 2 terms
You can increase your CD rate one time during the term. Oregon residents only. For ages 18+. Minimum balance to earn APY is $500. Interest is compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsYou can increase your CD rate one time during the term. Minimum balance to earn APY is $500 | 0.20% | $30 |
| 30 monthsYou can increase your CD rate one time during the term. Minimum balance to earn APY is $500 | 0.30% | $75 |
Special-purpose accounts
New Membership Youth CD
3.04%APY · 1 term
For ages 0-17. Minimum balance to open and earn APY is $100. Interest is compounded and credited monthly. Maximum deposit for CD is $500. Only one New Membership Youth CD is allowed and must be opened within 2 weeks of account opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFor ages 0-17. Minimum balance to open and earn APY is $100. Maximum deposit for CD is $500. Only one New Membership Youth CD is allowed and must be opened within 2 weeks of account opening | 3.04% | — |
Sources (1)
- forritcu.org/borrow/rates · captured Sep 15, 2026
IRA Certificates
Up to 1.01%APY · 4 terms
Oregon residents only. For ages 18+. Minimum balance to earn APY is $500. Interest is compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to earn APY is $500 | 0.75% | $37 |
| 12 monthsMinimum balance to earn APY is $500 | 1.01% | $101 |
| 24 monthsMinimum balance to earn APY is $500 | 1.01% | $203 |
| 36 monthsMinimum balance to earn APY is $500 | 1.01% | $306 |
Kid Club Starter CD
0.35%APY · 1 term
For ages 0-17. Minimum balance to open and earn APY is $100. Interest is compounded and credited monthly. Maximum deposit for CD is $500. You may have up to 3 Kids Club Starter CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFor ages 0-17. Minimum balance to open and earn APY is $100. Maximum deposit for CD is $500. You may have up to 3 Kids Club Starter CDs | 0.35% | — |
Sources (1)
- forritcu.org/borrow/rates · captured Sep 15, 2026
Who can join Forrit Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Multnomah, Clackamas, Washington, Marion, Yamhill, Polk, or Columbia County, Oregon.
Family and household
- Membership is open to individuals who have a family member who is already a Forrit member.
Cost to join
- A $5 opening deposit is required to establish a Membership Share Account.
Membership information collected October 4, 2026.