Compare Bank & Credit Union Rates
Best CD rates in Oklahoma City, OK
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Oklahoma City, OK
- Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Requires qualifying monthly Direct Deposit (DDEP) of $1,000+ into FIGFCU Checking Account.
Qualified rate · Effective Oct 1, 2024
Rate checked
More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 7–12 months · $1,000 min
Credit union · 5 branches
3.86%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.79% interest rate · Compounded quarterly
Rate checked
More details - True Sky Federal Credit UnionShare CertificateCD · 7–12 months · $1,000 min
Credit union · 5 branches
3.86%APYintro rateRequirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.79% interest rate
Rate checked
More details - 3.85%APY$385 over 1 year on $10,000
Requirements
Product: No monthly service fees. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.
3.78% interest rate · Effective Sep 30, 2026
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - 3.82%APY
Requirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Special promotional rate; dividends compounded monthly and must remain on deposit until maturity. May be withdrawn at any time.
Compounded monthly
Rate checked
More details - 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - 3.75%APY$92 over 3 months on $10,000with conditions
Requirements
Product: CD rate offered to customers with an active transaction account at Legacy Bank. Existing CD customers currently grandfathered are allowed to renew existing CDs.
Offer: CD rate offered to customers with an active transaction account at Legacy Bank.
Qualified rate · 3.69% interest rate · Effective May 12, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Flexible terms from 1 month to 5 years.
Offer: Early withdrawal penalty may be imposed. Daily balance.
3.75% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - US Employees Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 2 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Dividends compounded and paid monthly directly into certificate balance. Low minimum openings. Early withdrawal penalty applies based on term. NCUA insured.
Offer: Dividends compounded monthly. Early withdrawal penalty: 180 days of dividends.
Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 48 months · $1,000 min · 3.75%–4.15% by balance
Credit union · 2 branches
3.75%APY$1,587 over 48 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.75% $50,000 and upJumbo rate tier. 3.95% $200,000 and upSuper jumbo rate tier. 4.15% Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Terms available from 90 days to 2 years. Minimum balance of $2,500 to open. Can be used as collateral for a Quail Creek Bank loan.
Offer: A penalty may be imposed for early withdrawal. Minimum daily balance of $2,500.00 and up to obtain rate.
3.54% interest rate
Rate checked
More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Minimum $500 deposit required. Rates as of 9-10-2026.
Offer: 2-Year CD
3.60% interest rate · Effective Sep 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma City, OK
359 CDs at 37 banks and credit unions · checked Oct 5–22
- Typical
- 2.80%
- Top 10% from
- 3.86%
- Banks, typical
- 2.05%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch