Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Oklahoma
- Advancial Federal Credit UnionSavings CertificatesCD · 60 months · $1,000 min · 4.66%–4.87% by balance
Credit union · 1 branch
4.66%APY$2,558 over 60 months on $10,000Requirements
Product: Advancial membership required ($5 minimum membership share deposit). Subject to early withdrawal penalties.
4.56% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Certificates Balance APY $1,000 and upYour amount 4.66% $25,000 and upJunior Jumbo tier 4.76% $50,000 and upJumbo tier 4.87% Rate checked
More details - 4.55%APY$225 over 6 months on $10,000
Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.51%APY$451 over 1 year on $10,000
Requirements
Product: You may increase the CD rate once during term, to our then-current 1-year rate.
Offer: You may increase the CD rate once during term, to our then-current 1-year rate.
Rate checked
More details - 4.49%APY$335 over 9 months on $10,000
Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.40% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.42%APY$442 over 1 year on $10,000
Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.35% interest rate · Effective Sep 29, 2026
Rate checked
More details - WEOKIE Federal Credit UnionCertificate AccountsCD · 28 months · $1,000 min
Credit union · 12 branches
4.40%APY$1,057 over 28 months on $10,000Requirements
Product: Membership eligibility is required. $1,000 minimum opening deposit required. Fixed dividend rate. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less, and 3% for terms greater than 12 months. Additional deposits permitted anytime.
Offer: APY will vary based on the daily balance maintained.
Effective Sep 28, 2026
Rate checked
More details - Communication Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · 24 branches
4.35%APY$472 over 13 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Certificate Special. Fixed rate type. 13 month certificate will mature to a 12 month certificate. Early withdrawal penalty may apply.
Promotional rate · 4.26% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$509 over 14 months on $10,000intro rate
Requirements
Product: Specialty CD; $5,000 minimum deposit; fixed interest rate; interest paid varies with term; early withdrawal penalty applies.
Offer: Term: 14 Month Promotional CD; $5,000 minimum; Fixed interest rate; 0 interest rate increases per term; Early withdrawal penalty equal to 3 months interest.
Promotional rate · 4.27% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.35%APY$622 over 17 months on $10,000
- Red River Federal Credit UnionCertificate SpecialsCD · 17 months · $5,000 min
Credit union · 2 branches
4.35%APY$622 over 17 months on $10,000intro rateRequirements
Product: Certificate specials have a $5,000 minimum balance requirement.
Offer: 17 Month Certificate Special.
Promotional rate · 4.27% interest rate
Rate checked
More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - 4.32%APY$469 over 13 months on $10,000intro rate
Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal. Maximum deposit limit of $300,000. Jumbo bonus offers +5 bps over $50,000 and +10 bps over $100,000 (does not apply to 13-month special). Rate match available up to 25 bps against competitors.
Offer: Offer valid until $700,000 in promotional CD deposits received or 12/18/26, whichever comes first. Requires new money not on deposit at ECU. Funds withdrawn and redeposited during promo period are not eligible. CD Jumbo Bonus does not apply. Rolls over to standard 12-month CD at maturity. Penalty for early withdrawal.
Promotional rate · 4.25% interest rate · Compounded quarterly · Balance cap $300,000
Rate checked
More details - 4.30%APY$689 over 19 months on $10,000
Requirements
Product: Federally insured by NCUA. Early withdrawal penalties apply (6-12 month: up to 90 days dividends; 13-60 month: up to 180 days dividends). Certificates renew automatically at maturity with a 7-day grace period.
Offer: Promotional rate. Limited time only. At maturity, automatically renews as a standard 18 month term certificate. Penalties for early withdrawal reduce earnings.
Effective Sep 22, 2026
Rate checked
More details - 4.26%APY$426 over 1 year on $10,000
Requirements
Product: Minimum balance of $1,000 to earn APY. Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
Offer: Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
4.18% interest rate · Effective Sep 25, 2026
Rate checked
More details - Arbuckle Federal Credit UnionShare Certificates ($1,000 – $99,999)CD · 48 months · $1,000 min
Credit union · 2 branches
4.26%APY$1,816 over 48 months on $10,0004.18% interest rate · Balance cap $99,999 · Effective Jan 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches