Bank · FDIC insured
First Enterprise Bank
A $189.7M bank headquartered in Oklahoma City, OK, with 6 branches in Oklahoma. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs743.75%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Enterprise Bank
First Enterprise Bank is an independent, locally-owned community bank headquartered in Oklahoma City.
The bank was chartered on April 29, 1907, as the North Oklahoma State Bank.
After earlier name changes, it adopted its current title in 1984 and merged with Grant Square Bank and Trust in 1992.
- Headquarters
- 1000 W Britton Rd, Oklahoma City, OK 73114
- FDIC certificate
- 4049 ↗
Branches
6 branches in Oklahoma
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Oklahoma
6 branches
- First Enterprise BankMain office1000 W Britton Rd, Oklahoma City, OK 73114Directions
- 2115 S.W. 44th Street Branch2115 Sw 44th St, Oklahoma City, OK 73119Directions
- 39th Street Branch4413 Nw 39th St, Oklahoma City, OK 73112Directions
- Detached Facility2116 Sw 44th St, Oklahoma City, OK 73119Directions
- Motor Bank Branch1011 Nw 92nd St, Oklahoma City, OK 73114Directions
- N.W. 122nd Street Branch3801 Nw 122nd St, Oklahoma City, OK 73120Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.77% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 6.33% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -0.27% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio10.77%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent6.33%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-0.27%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Enterprise Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.