Compare Bank & Credit Union Rates
Best CD rates in Cleveland, OH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Cleveland, OH
- 3.82%APY
Requirements
Product: The dividend rate is the same as the rate for the various terms stated in the term share certificate schedule. APY does not apply because the member receives a monthly dividend disbursement. Early withdrawal penalty applies.
Offer: Standard Rate tier. APY does not apply due to monthly dividend disbursement.
3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - Firefighters Community Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · 2 branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership required ($5 minimum balance in regular savings account). $500 minimum balance required to open and maintain. Certificate rates remain fixed for term of certificate. Penalty imposed for early withdrawal. Rates subject to change at any time. Certificate funds insured by American Share Insurance (ASI) up to $250,000 per account.
Offer: Fixed rate. Penalty for early withdrawal. $500 minimum balance required.
Effective Oct 16, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.60%APY$89 over 3 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.55% interest rate · Effective Jul 23, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.05%APY$305 over 1 year on $10,000intro rate
Requirements
Product: Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.
Offer: Interest rate of 3.00% for 4th 90 days period. Full product term is 12 months.
Promotional rate · 3.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - Faith Community United Credit UnionCertificates of DepositsCD · 60 months · $500 min
Credit union · 1 branch
3.03%APY$1,612 over 60 months on $10,000Requirements
Product: Penalties for early withdrawal may apply.
Offer: Penalties for early withdrawal may apply.
3.00% interest rate · Effective Mar 31, 2023
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000intro rate
Requirements
Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Cleveland, OH
305 CDs at 20 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 2.00%
- Top 10% from
- 3.81%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.74%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches