Credit union · Privately insured
Firefighters Community Credit Union CD Rates
Firefighters Community Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Firefighters Community Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Firefighters Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters Community Credit Union
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $186
Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Firefighters Community Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 8 terms
Membership required ($5 minimum balance in regular savings account). $500 minimum balance required to open and maintain. Certificate rates remain fixed for term of certificate. Penalty imposed for early withdrawal. Rates subject to change at any time. Certificate funds insured by American Share Insurance (ASI) up to $250,000 per account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 0.75% | $19 |
| 6 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.75% | $186 |
| 12 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.25% | $325 |
| 18 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.75% | $568 |
| 24 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.00% | $609 |
| 36 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.00% | $927 |
| 48 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.00% | $1,255 |
| 60 monthsFixed rate. Penalty for early withdrawal. $500 minimum balance required | 3.00% | $1,593 |
Sources (3)
- ffcommunity.com/rates
- ffcommunity.com/savings-accounts/investment-accounts
- ffcommunity.com/savings-accoun…nt-accounts/certificates
All captured Oct 16, 2026
Who can join Firefighters Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Cuyahoga, Geauga, Lake, Lorain, Medina, Portage, or Summit County in Ohio.
Cost to join
- Opening a savings account requires an initial minimum deposit of $5 to establish membership.
Membership information collected October 5, 2026.