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Compare Bank & Credit Union Rates

Best CD rates in North Carolina

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in North Carolina

  1. Truliant Federal Credit UnionRegular CertificatesCD · 12 months · $250 min · 2.99%–5.00% by balance

    Credit union · 30 branches

    5.00%APY$500 over 1 year on $10,000
  2. Piedmont Advantage Credit Union12-Month Special Limited Term CertificateCD · 12 months · $5,000 min

    Credit union · 6 branches

    5.00%APY$500 over 1 year on $10,000intro rate
  3. Top Carrot, Carrot Score 95
    Live Oak BankPersonal CDCD · 12 months · $2,500 min

    Bank · 1 branch

    4.40%APY$440 over 1 year on $10,000
  4. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 3 branches

    4.30%APY$430 over 1 year on $10,000
  5. Top Carrot, Carrot Score 87
    HealthShare Credit UnionShare Certificate SpecialsCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 97
    Weyco Community Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    4.18%APY$418 over 1 year on $10,000
  7. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.15%APY$415 over 1 year on $10,000
  8. Top Carrot, Carrot Score 95
    Coastal Credit UnionCertificatesCD · 12 months · $250 min

    Credit union · 22 branches

    4.15%APY$415 over 1 year on $10,000
  9. Top Carrot, Carrot Score 99
    Skyla Credit UnionRegular Certificate AccountCD · 12 months · $500 min

    Credit union · 17 branches

    4.10%APY$410 over 1 year on $10,000
  10. Top Carrot, Carrot Score 94
    First Flight Credit UnionShare CertificatesCD · 12 months · $10,000 min

    Credit union · 5 branches

    4.07%APY$407 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    Proponent Federal Credit UnionShare CertificatesCD · 12 months · $500 min · 4.00%–4.10% by balance

    Credit union · 1 branch

    4.05%APY$405 over 1 year on $10,000
  12. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance

    Credit union · 16 branches

    4.05%APY$405 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 16 branches

    4.00%APY$400 over 1 year on $10,000
  14. Top Carrot, Carrot Score 94
    State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 12 months · $250 min

    Credit union · 275 branches

    4.00%APY$400 over 1 year on $10,000
  15. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in North Carolina

116 CDs at 87 banks and credit unions · checked Oct 15–22

Typical
3.13%
Top 10% from
4.03%
Banks, typical
1.51%
Credit unions, typical
3.45%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions