Best CD rates in North Carolina

Requirements

Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.

Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.

Requirements

Product: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.

Offer: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.

Requirements

Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.

Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Requirements

Product: Early withdrawal penalty will or may be imposed. Minimum $25 deposit must be maintained to earn interest. Quoted APY is subject to change.

Offer: Early withdrawal penalty will or may be imposed. Minimum $25 deposit must be maintained to earn interest.

Requirements

Product: Minimum balance to earn dividends is $250. Early withdrawal penalty applies. Dividends compounded daily and credited monthly. Certificate automatically renews unless requested otherwise.

Requirements

Offer: You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.

Requirements

Product: 60-month certificate designed to support long-term savings goals, including preparing for a future home purchase or mortgage-related milestone. $50 minimum opening deposit.

Offer: Mortgage Saver (5 yr). $50 minimum opening deposit.

Requirements

Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalties apply.

Requirements

Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.

Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.

Requirements

Product: Open with $1,000 minimum deposit. Automatically renewable. Early withdrawal penalties may apply. Fees may reduce earnings.

Requirements

Product: Minimum opening deposit $500. Available at branch locations.

Offer: Term: 3 to 5 months.

Requirements

Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.

Offer: 60 Months term. APY assumes interest paid will not be withdrawn.

Requirements

Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.

Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.