Compare Bank & Credit Union Rates
Best CD rates in Flushing, NY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Flushing, NY
- FourLeaf Federal Credit UnionFourLeaf Certificate AccountCD · 60 months · $50 min
Credit union · 1 branch
4.15%APY$2,255 over 60 months on $10,000Requirements
Product: Must establish membership with FourLeaf by opening a $5 Savings account prior to opening a Certificate Account. $50 minimum balance to open account.
Offer: Assumes all dividends remain in the certificate until maturity; withdrawal will reduce earnings. Penalties may be imposed for early withdrawal.
Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$203 over 6 months on $10,000intro rate
Requirements
Product: Limited-time promotional Certificate of Deposit. New money deposit only. APY is fixed for the 6-month term. Early withdrawal penalties may apply.
Offer: Limited-time promotional rate. New money deposit only. $500 minimum to open and to obtain the advertised APY.
Promotional rate · Effective Oct 22, 2026
Rate checked
More details - Generations United Federal Credit Union7-Month CertificateCD · 7 months · $100 min
Credit union · 1 branch
4.08%APY$236 over 7 months on $10,000intro rateRequirements
Product: Promotional certificate offering (Summer Certificate Sale starting July 1 / limited time offering). Fixed rate. Not renewable.
Offer: Summer Certificate Sale! Beginning July 1 / limited time offering. Not renewable.
Promotional rate · 4.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - 4.08%APY$373 over 11 months on $10,000intro rate
Promotional rate · 4.00% interest rate
Rate checked
More details - Municipal Credit Union12 Month Share Certificate - $5K New MoneyCD · 12 months · $5,000 min
Credit union · 10 branches
4.07%APY$407 over 1 year on $10,000intro rateRequirements
Product: Requires minimum deposit of $5,000 in New Money (funds not on deposit in any MCU account at account opening/renewal). Must open or renew in person at a branch, via Digital Banking, or mail-in renewal. Additional funds from existing MCU accounts earn stated APY. Automatically renews into standard 12 Month Share Certificate at maturity. Early withdrawal penalty applies.
Offer: Promotional rate reflecting 0.50% increase on standard 12-month dividend rate. Requires at least $5,000 in New Money deposited directly or transferred from MCU checking/savings within 7 days of deposit.
Promotional rate · 4.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - People's Alliance Federal Credit UnionShare CertificateCD · 10 months · $1,000 min
Credit union · 2 branches
4.05%APY$336 over 10 months on $10,000Requirements
Product: Fixed rate. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal; paid dividends are available for withdrawal. Account renews automatically at maturity with a 7 calendar day grace period. Credit union membership required ($5.00 par value share).
Offer: Special rate available for a limited time. Minimum opening deposit of $1,000 required. Available for new money only (money not currently on deposit or held by PAFCU within the past 12 months).
3.98% interest rate · Effective Aug 17, 2026
Rate checked
More details - 4.05%APY$405 over 1 year on $10,000intro rate
Requirements
Product: Minimum balance to open account and obtain the APY is $500. Rates are subject to change without notice. Fees may reduce earnings. Early withdrawals are subject to penalties. Dividends compounded monthly, credited monthly. Choose from a wide range of terms, from 3 months to 5 years. Membership eligibility required. Special promotional certificate products (7-Month, 12-Month, 18-Month) are not eligible for IRA certificates.
Offer: Upon maturity, the 12-month certificate will automatically roll into a 12-month Share Certificate at the prevailing rate unless alternate instructions are provided. Membership eligibility required. Not eligible for IRA certificates.
Promotional rate · 3.98% interest rate · Compounded monthly · Effective Oct 22, 2026
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More details - 4.03%APY$233 over 7 months on $10,000intro rate
Requirements
Product: Can only be opened online at www.amalgamatedbank.com. Cannot be opened at an Amalgamated Bank branch. Opening deposits must be new money only (deposits not previously held by the bank). Maximum opening deposit of $249,999.99 if opened online.
Offer: Must be opened online. Opening deposits must be new money only. Maximum opening deposit of $249,999.99 if opened online.
Promotional rate · 4.00% interest rate · Balance cap $249,999.99 · Effective Sep 25, 2026
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More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Applies to new deposits only (funds previously not within another Ponce Bank account.) A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice.
Offer: The minimum balance to open and obtain this promotional APY is $1,000 for 7 month CD. Applies to new deposits only (funds previously not within another Ponce Bank account.) A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice.
Promotional rate · 3.92% interest rate · Effective Sep 17, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: $500 minimum balance/opening deposit. Full balance withdrawal permitted penalty-free beginning 7 days after funding date (no partial withdrawals; account will be closed upon withdrawal). No additional deposits permitted once balance reaches $500. 10-Day CD Rate Guarantee applies. Maximum balance limits apply.
Offer: $500 minimum to earn stated APY. Withdrawal of full balance permitted starting 7 days after funding date. Maximum balance limits apply.
Promotional rate · Effective Oct 5, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Minimum $500 to open account and maintain daily to obtain the disclosed APY. Maximum deposit to open is $1,000,000. Must be a U.S. Citizen and 18 years or older. Early withdrawals before maturity date are subject to penalties.
Offer: Must maintain a minimum balance of $500.00 each day to obtain disclosed APY. Maximum deposit to open is $1,000,000. Penalties apply for early withdrawal.
3.92% interest rate · Effective Sep 24, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Interest is compounded daily and paid at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalties may apply. Interest compounded daily and paid at maturity.
3.92% interest rate · Compounded daily · Balance cap $100,000 · Effective Jun 30, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000with conditions
Requirements
Product: Limited-time offer celebrating first anniversary at Suwanee Branch in Georgia only. Open account in-person at Suwanee Branch. Must have a qualifying checking account with PCB Bank and open with new money only. Account automatically renews for the same term at maturity. Early withdrawal penalty equal to 2 months' interest.
Offer: Offer good for the initial term only. Interest will not be compounded, credited at maturity. Minimum deposit of $10,000 in new money and qualifying checking account required.
Qualified rate · 4.00% interest rate · Effective Jun 18, 2026
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More details - 3.98%APY$811 over 24 months on $10,000
Requirements
Product: Maximum Share Certificate Amount is $100,000. Early withdrawal penalty applies: 30 days interest + $20 fee for 6 to 18 months, 90 days interest + $20 fee for 24 to 36 months.
3.90% interest rate · Balance cap $100,000
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More details - 3.95%APY$395 over 1 year on $10,000intro rate
Requirements
Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.
Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.
Promotional rate · Effective Aug 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Flushing, NY
635 CDs at 65 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.05%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches