Credit union · NCUA insured
Neighborhood Trust FCU
Top CarrotA $20.3M credit union headquartered in New York, NY, with 2,911 members and 1 branch in New York. Best rates: CDs 3.98% APY.
Neighborhood Trust FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 75% of U.S. banks and credit unions
#45 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Neighborhood Trust FCU
Operating in New York, New York since 1997, Neighborhood Trust Federal Credit Union provides low-cost financial services, affordable loan rates, and financial education to underserved communities of Upper Manhattan.
The member-owned non-profit financial cooperative is a community development credit union certified as a Community Development Financial Institution by the U.S. Department of the Treasury.
- Headquarters
- 1112 Saint Nicholas Ave, New York, NY 10032
- NCUA charter
- 24589
Branches
1 branch in New York
Loading map…
New York
1 branch
- Neighborhood TrustMain office1112 Saint Nicholas Ave, New York, NY 10032Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 27.93% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $116 | $59 | — |
- CapitalNet worth ratio27.93%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$116Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Neighborhood Trust FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.