Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 24 in Flushing, NY · median 13.07% APR
- 6.95%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate is as low as advertised for qualified borrowers based on creditworthiness and underwriting factors; includes a 1.00% discount when eligible products and services are added.
Credit card score 97 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Regular APR after the introductory period is 7.9%.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian National Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 2 branches
8.90%APRas low asCredit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Purchases up to $25,000; 25-day grace period on purchases; low monthly payments of 2.5% of the outstanding balance; no annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Van Cortlandt Cooperative Federal Credit Union (VCCFCU)The VISA Classic · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
25 days grace period on purchases if balance is paid in full monthly. No transaction fee for purchases.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - Greater Metro Federal Credit UnionPlatinum Mastercard® Credit Card · No annual fee
Credit union · 1 branch
10.49%APRas low as · up to 16.49%10.49% APR, up to 16.49%
Terms
As low as 10.24% APR. Rates based on 3.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Rates starting at 10.5%. Rates based on creditworthiness and term of loan.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Generations United Federal Credit UnionVISA Classic Credit Card · No annual fee
Credit union · 1 branch
11.00%APRas low asTerms
Credit Score > 800
Credit card score 77 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Advantage Financial Federal Credit UnionPreferred Rate Credit Card · No annual fee
Credit union · 1 branch
11.74%APRas low as · up to 18.00%11.74% APR, up to 18.00%
Terms
Rate formula based on WSJ Prime + 3.49% to WSJ Prime + 12.49%; credit limit up to $20,000
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 18.00%
12.49% APR, up to 18.00%
Terms
Rate options: 12.49%, 12.74%, 14.74%, or 18.00% based on creditworthiness. Applies to purchases, balance transfers, and cash advances. Variable APR based on Prime Rate.
Credit card score 70 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 13.65%APRas low as · up to 20.65%
13.65% APR, up to 20.65%
Terms
Variable APR for purchases, depending on creditworthiness at account opening. Varies with the market based on the Prime Rate (7.00%). Balance Transfer Fee is $1.00 or 3.00% of each balance transfer, whichever is greater.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Variable ongoing APR based on the highest Prime Rate in WSJ Money Rates; maximum APR is 18.00%.
Credit card score 64 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Flushing, NY
24 banks and credit unions · checked Oct 16–22
- Typical
- 13.07%
- Top 10% up to
- 8.93%
- Banks, typical
- 17.74%
- Credit unions, typical
- 11.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches